INTANGIRIRO
Fidotech Rwanda Limited ni isosiyete ifite inshingano zihariwe yashinzwe kandi ikora hashingiwe ku mategeko y’u Rwanda, ifite nomero y’iyandikisha 103668789, ikaba ikorera i Nyarugenge, Nyarugenge, mu Mujyi wa Kigali, mu Rwanda (ikora nka Winner Rwanda) (“Isosiyete”, “twe” cyangwa “byacu”).
Isosiyete ifite uruhushya rwo kwakira imitego hashingiwe ku Ruhushya rw’ibikorwa byo kuri Interineti rutangwa na Rwanda Development Board binyuze ku Nomero y’Uruhushya: MINICOM-2023-GAM-02. Imitego yose ifatwa nka nkiyashyizweho kandi yakiriwe mu ifasi y’u Rwanda hashingiwe ku mategeko agenga Uruhushya rwo Gukoresha Porogaramu y’Imikino y’Amahirwe.
Amategeko yo Gukoresha, Amategeko yo Gutega, Politiki y’Imikino Inoze n’amategeko akoreshwa ajyanye n’imikino cyangwa ibicuruzwa bitangazwa ku Rubuga cyangwa binyuze kuri Serivisi, kuva ubu bizajya bitaweho hamwe cyangwa ukwabyo nka “Amasezerano y’Ukoresha”.
Amasezerano y’Ukoresha ni amasezerano y’amategeko akuboshye hagati yawe n’Isosiyete kandi azakurikizwa ku mikoreshereze yawe y’ibicuruzwa n’imikino y’amahirwe yo kuri interineti dutanga binyuze ku Rubuga (“Serivisi” cyangwa “Ibikoresho”).
Uretse Amategeko yo Gukoresha, ugomba kandi gusoma neza Politiki yacu y’Ibwanga, isobanura uburyo dukoranyamo n’uko dukoresha amakuru yawe bwite.
INTANGAZO Z’INGENZI
NYAMUNEKA REBA NEZA KO WASOMYE KANDI WASOBANUKIWE AMASEZERANO Y’UKORESHA MBELEYO KUYEMERA. NIBA UTEMERA AMASEZERANO Y’UKORESHA, NTUSHOBORA GUKORESHA, GUSURA CYANGWA KUFINYIRA IGICE CYOSE CYA SERIVISI.
UKIMARA GUKANDA MU GASANDUKU KANDITSEMO “NEMEYE AMATEGEKO N’AMABWIRIZA KANDI NYEMEJE KO MFITE IMYAKA IRI HEJURU YA 18” (CYANGWA ANDI MAGAMBO ASA NAYO), WABA WIYANDIKISHA KONTI YO GUTEGA, UKORESHA SERIVISI CYANGWA UKANURA POROGARAMU, WEMEYE KUBATIRWA N’AMASEZERANO Y’UKORESHA YOSE UKO ARI NTA MBEBYA.
TURAKUGIRA INAMA YO GUCAPA AMASEZERANO Y’UKORESHA (ASHOBORA KUVUGURURWA NATWE BURI GIHE) KANDI UKAYABIKA HAMWE NA EMEYILI ZOSE ZO KWEMEZA, AMAKURU Y’IBYAKOZWE, AMATEGEKO AJYANYE N’IMIKINO CYANGWA IBICURUZWA BITANGAZWA KU RUBUGA N’UBURYO BWO KWISHYURA BUJYANYE N’IMIKORESHEREZE YAWE Y’URUBUGA N’IBIKORESHO.
WEMEYE KANDI WAKIRIYE KO GUKORESHA SERIVISI ARI UKUBW’UKUGITI CYAWE KANDI HAGAMIJWE KWINYAGAMBYA CYANGWA KWISHIMISHA.
WEMEYE KO IMIKINO Y’AMAHIRWE IRIMO IBYAGO BYO GUHOMBA AMAFARANGA KANDI NI WEWESE UFITE INSHINGANO Z’IBYO GUHOMBA KOSE. GUKORESHA SERIVISI N’URUBUGA BIRI MU RUHANDE RWAWE KANDI NI IBYAGO BYAWE. ISOSIYETE NTIZABAZWA IGUHOMBA KOSE KWAYO.
Ibisobanuro n’ImisobanurireMuri Amasezerano y’Ukoresha ibisobanuro bikurikira bizagira ibisobanuro bihabwa buri kimwe, uretse aho byasobanuwe ukundi:
“Isosiyete”, “twe” cyangwa “byacu”
bizaba bifite igisobanuro bahawe mu Gice cya 1 (INTANGIRIRO).
“Konti yo Gutega”
bizaba bifite igisobanuro bahawe mu Gice cya 6.1.
“Force Majeure Event”
bivuze ikintu cyose kirenze ububasha bwacu birimo ariko bitarimo gusa, kutubahiriza inshingano kw’abatanga ibikoresho cyangwa abasubirizamo (subcontractors), ibikorwa by’Imana (acts of God), ibikorwa bya guverinoma, gushyiraho, guhindura cyangwa gusesa amategeko, guturika, inkongi y’umuriro, umwuzure cyangwa kwangizwa n’inkubi y’umuyaga, imitingito y’isi cyangwa ibindi byago by’ibidukikije, amakimbirane y’abakozi, amakimbirane y’ubucuruzi, imyigaragambyo, ihagarara ry’imirimo, intambara, imvururu, icyorezo cyangwa indwara y’icyorezo.
“Itsinda”
bivuze umuntu uwo ari we wese ugenzura mu buryo buziguye cyangwa butaziguye, ugenzurwa na, cyangwa uri munsi y’ubugenzuzi rusange bw’Isosiyete. Ku bw’iki gisobanuro, “ubugenzuzi” (harimo, hamwe n’ibisobanuro bihuye, amagambo “kugenzura”, “kugenzurwa na” kandi “munsi y’ubugenzuzi rusange bwa”) bivuze ububasha bwo gucunga cyangwa kuyobora ibikorwa by’umuntu uvugwa, haba binyuze mu mutungo w’imigabane yo gutora, binyuze mu masezerano cyangwa ukundi.
“Amakuru yo Kwinjira”
bizaba bifite igisobanuro bahawe mu Gice cya 6.8;
Ibikorwa Bibujijwe
bizaba bifite igisobanuro bahawe mu Gice cya 17.1.
“Serivisi” cyangwa “Ibikoresho”
bizaba bifite igisobanuro bahawe mu Gice cya 1 (INTANGIRIRO).
“Urubuga”
bivuze urubuga urwo ari rwo rwose n’izindi porogaramu zishobora kumanurwa kuri telefone cyangwa tableti bikoreshwa n’Isosiyete aho Isosiyete itangira Serivisi kandi ibi Mategeko yo Gukoresha bifitanye isano nazo.
Porogaramu (Software)
bizaba bifite igisobanuro bahawe mu Gice cya 11.1.
“Ibikorwa Bishidikanywaho byo Gutega”
bivuze:
aho hari inshuro zikabije cyangwa imyitwarire idasanzwe cyane y’imitego ishyirwa ku mahitamo amwe cyangwa amenshi mu gihe gito (iyo bigereranyijwe n’uburyo busanzwe bwo gutega);
aho amahirwe yo gutsinda ku mahitamo runaka mu gihe cyo gushyiraho umutego, hashingiwe ku mahirwe yatanzwe (odds), anyuranye cyane n’amahirwe nyayo y’ayo mahitamo yo gutsinda hashingiwe ku biciro byabo byo gutangira;
aho ukuri n’uburenganzira bw’umukino cyangwa imikino bishidikanywaho, urugero nko mu gihe umwe cyangwa benshi mu bakinnyi mu mukino berekana imyitwarire idasanzwe twemera mu buryo bwumvikana ko yari izwi nawe cyangwa umuntu mufitanye isano mbere y’umukino cyangwa imikino, ariko ikaba yarahishwe rubanda muri rusange kugira ngo mubone inyungu idasanzwe ku mitego yose yashyizweho;
aho wakoresheje ibintu bitari byo byo hanze cyangwa ingaruka zifitanye isano n’umukino cyangwa imikino kugira ngo wegeranye inyungu mu mitego yashyizweho; cyangwa
aho hari inshuro zikabije cyangwa imyitwarire idasanzwe y’imitego ishyirwa ku mahitamo amwe cyangwa amenshi mu gihe gito kandi tukaba dufite impamvu zo kwemera ko iyo mitego ifitanye isano.
“Gutega mu Itsinda (Syndicate Betting)”
bivuze igihe itsinda ry’abantu rikorera hamwe rigamije gushyiraho umutego cyangwa urukurikirane rw’imitego ku mukino umwe cyangwa isoko ry’imikino (market).
“Amasezerano y’Ukoresha”
bizaba bifite igisobanuro bahawe mu Gice cya 1 (INTANGIRIRO).
“Igenzura ryo Kwemeza Umwirondoro”
bizaba bifite igisobanuro bahawe mu Gice cya 8.1;
“Inyandiko zo Kwemeza Umwirondoro”
bizaba bifite igisobanuro bahawe mu Gice cya 8.2;
“wowe”, “yawe” cyangwa “Umukiriya”
bivuze umuntu ku giti cye wemera Amasezerano y’Ukoresha, wiyandikisha kuri Konti yo Gutega, ukoresha serivisi, cyangwa umanura, akajyamo cyangwa agakoresha porogaramu (software), igitangiye mbere muri ibyo byose.
Amasezerano y’Ukoresha yateguwe mu rurimi rw’Icyongereza. Mu gihe habaho ukunyuranya kw’ibisobanuro hagati y’ubuhinduzi ubwo ari bwo bwose bw’Amasezerano y’Ukoresha n’ururimi rw’Icyongereza, igisobanuro cy’ururimi rw’Icyongereza ni cyo kizagira agaciro.
Nta ngingo n’imwe yo mu Masezerano y’Ukoresha izasobanurwa mu buryo bubangamira Ikigo, kubera ko Ikigo (cyangwa abagihagarariye mu mategeko) cyagize uruhare mu kwandika iyo ngingo.
Muri aya Masezerano y’Ukoresha, imitwe y’ibice ishyizweho hagamijwe koroshya gusoma kandi ntizagira ingaruka ku nsobanuro y’ingingo.
Muri aya Masezerano y’Ukoresha, interuro yose ikubiyemo amagambo “harimo”, “gushyiramo”, “nk’urugero”, “by’umwihariko” cyangwa indi mvugo nk’iyo igomba kumvikana nka ngero kandi ntizagabanya uburemere bw’amagambo abanziriza ayo magambo.
Niba hari ingingo mu nsobanurampambo y’Amasezerano y’Ukoresha ifite ireme igena uburenganzira cyangwa inshingano ku ruhande urwo ari rwo rwose, n’ubwo yaba iri mu Gice cya 3 gusa (INSOBANURAMPOBO N’ISOBANURABIKORWA), izashyirwa mu bikorwa nk’aho ari ingingo y’ingenzi iri mu mubiri w’Amasezerano y’Ukoresha.
Muri Amasezerano y’Ukoresha, niba imiterere y’interuro ibyemera, inyito iri mu bumwe izaba ikubiyemo iy’ubwinshi kandi n’iri mu bwinshi ikubiyemo iy’ubumwe.
Muri aya Masezerano y’Ukoresha, interuro yose ikubiyemo amagambo “harimo”, “gushyiramo”, “nk’urugero”, “by’umwihariko” cyangwa indi mvugo nk’iyo igomba kumvikana nka ngero kandi ntizagabanya uburemere bw’amagambo abanziriza ayo magambo.
KUBAHIRIZA AMATEGEKO N’IBYANGOMBWA BIREBA Urasobanukiwe kandi wemeye ko Ikigo kidashobora kuguha inama z’amategeko cyangwa icyizere ku bijyanye n’ikoreshwa ryawe ry’Urubuga n’izi Serivisi kandi Ikigo ntigitanga icyizere na kimwe ku bijyanye n’amategeko agenga Urubuga n’izi Serivisi mu gihugu cyangwa agace uherereyemo. Neza genzura amategeko abigenga mu gihugu uherereyemo mbere yo gukoresha Urubuga no gukoresha Serivisi.
Urubuga n’izi Serivisi bigenewe gusa abakoresha banyuma batabujijwe n’amategeko y’igihugu cyangwa agace icyo ari cyo cyose gukina imikino y’amahirwe kuri interineti. Ikigo ntigamije kukorohereza kurenga ku mategeko akurikizwa. Wewe ubyemeye, unabyemeje kandi wijeje ko ikoreshwa ryawe ry’Urubuga, Porogaramu n’izi Serivisi bizubahiriza amategeko, amateka n’amabwiriza yose akurikizwa. Ikigo ntizagira uruhare na rurwo ari rwo rwose ku gukoresha urubuga, Porogaramu cyangwa Serivisi mu buryo bunyuranyije n’amategeko cyangwa butari bwo nawe. Neza gisha inama abanyamategeko mu gihugu uherereyemo niba ufite gushidikanya kwose ku bijyanye n’uburyo bwo gukoresha Urubuga, Porogaramu cyangwa Serivisi mu buryo bwemewe n’amategeko y’igihugu uherereyemo. Mu kwemera Amasezerano y’Ukoresha, wemeye gufasha Ikigo, mu bushobozi bwawe bwose, kubahiriza amategeko n’amabwiriza akurikizwa.
Gukina imikino y’amahirwe utarageza imyaka y’amavuko yemewe ni icyaha gihanwa n’amategeko. Ushobora kwiyandikisha gusa Konti yo Gukina no gukoresha Urubuga n’Ibikoresho bwarwo, niba uri umuntu ufite nibura imyaka 18 y’amavuko kandi bikaba byemewe n’amategeko y’u Rwanda gukora ibyo.
Uretse ibyo, ntugomba kwiyandikisha Konti yo Gukina ngo ukoreshe n’Urubuga n’Ibikoresho bwarwo niba: uri munsi y’imyaka 18;
utemerewe n’amategeko gukora imikino y’amahirwe (haba kuri interineti cyangwa isanzwe) mu Rwanda;
utari mu Rwanda;
uri umuyobozi, umuyobozi mukuru cyangwa umukozi w’Ikigo cyangwa umwe mu bagize itsinda ryacyo;
uri: (i) umuyobozi, umuyobozi mukuru cyangwa umukozi w’utanga uruhushya, umufatanyabikorwa, utanga serivisi, utanga ibikoresho cyangwa undi mucuruzi; cyangwa (ii) uri umujyanama cyangwa umuhagararizi, w’Ikigo cyangwa umwe mu bagize itsinda ryacyo;
udakora ibi hagamijwe gusa ikoreshwa ryawe bwite;
udakora ibi ku bw’imyidagaduro gusa;
warabujijwe cyangwa warahagaritswe cyangwa wakuwe (ku mpamvu iyo ari yo yose) mu gukina imikino y’amahirwe n’urwego urwo ari rwo rwose rubifitiye ububasha;
wariheje wenyine mu gukina imikino y’amahirwe (ku mpamvu iyo ari yo yose) kandi ukaba ubujijwe ku yindi mpamvu yose gukina imikino y’amahirwe cyangwa gukoresha Urubuga cyangwa Serivisi; cyangwa
usanzwe ufite Konti yo Gukina n’ikigo cyacu.
Ugomba gukoresha Porogaramu, na Serivisi igihe gusa uherereye mu Rwanda
Intego yose washinze izagengwa n’ingingo zikurikizwa z’Itegeko N°58/2011 ryo ku wa 31/12/2011, ndetse n’Amabwiriza, Ibyerekezo, cyangwa Amategeko yatanzwe n’Urwego rw’Iterambere mu Rwanda (RDB), nk’uko bihinduka igihe icyo ari cyo cyose. Ni inshingano zawe kwemeza ko uzi kandi wubahiriza izi ngingo.
Wiyemeje kubahiriza mu buryo bukomeye politiki, amabwiriza cyangwa ibyerekezo byatanzwe n’Urwego rw’Iterambere mu Rwanda (RDB) bikureba cyangwa bireba imikino yo gutega muri rusange.
Niba ku mpamvu iyo ari yo yose ushoboye gushyiraho intego uri inyuma y’u Rwanda, ubyifatiyeho inshingano wenyine zo kwemeza ko wubahirije mu buryo bwuzuye amategeko n’amabwiriza yose akurikizwa arimo nta gushidikanya amabwiriza agenga ivunjisha n’amategeko y’igihugu intego yakorewemo. Mu kwirinda gushidikanya, Ikigo ntigitanga icyizere cyangwa garanti ku bijyanye n’uburyo bwemewe n’amategeko bw’izo gahunda kandi ntizazabazwa ku gutsindwa kwose ko kohereza amafaranga kuri konti ufite mu kindi gihugu.
Guhindura Amasezerano y’Ukoresha, Serivisi na Porogaramu Tufite uburenganzira bwo guhindura Amasezerano y’Ukoresha igihe icyo ari cyo cyose kandi tuzakumenyesha iryo hinduka ryose mu gutangaza verisiyo nshya y’Amasezerano y’Ukoresha ku Mbuga. Ni inshingano zawe kwemeza ko uzi amategeko n’amabwiriza nyayo kandi agezweho y’Amasezerano y’Ukoresha. Mu gihe utemeye impinduka iyo ari yo yose ku Masezerano y’Ukoresha, icyo ukora cyonyine kizaba ari ugusesa Konti yo Gukina yawe mu buryo buhuye n’Igice cya 20.2.
Tufite uburenganzira bwo gukora impinduka, cyangwa guhindura, gukosora, guhagarika by’agateganyo, kongeraho, gukuraho cyangwa guhagarika burundu, igice icyo ari cyo cyose cya Serivisi (cyangwa igice cyazo) igihe icyo ari cyo cyose nta nshingano tugufitiye.
Tufite uburenganzira bwo gukora impinduka, cyangwa guhindura, gukosora, guhagarika by’agateganyo, kongeraho, gukuraho cyangwa guhagarika burundu, igice icyo ari cyo cyose cya Porogaramu (cyangwa igice cyayo) igihe icyo ari cyo cyose nta nshingano tugufitiye.
Kwiyandikisha Konti Muri gahunda yo gukoresha Serivisi ugomba kwandikisha konti natwe binyuze ku Rubuga (“Konti yo Gukina”). Muri gahunda yo kwandikisha Konti yo Gukina yawe, ugomba kuzuza Ifomu yacu yo Kwiyandikisha.
Ugomba kugira Konti yo Gukina imwe gusa.
Wijeje kandi ugaragaje ko amakuru yose watanze mu Fomu yo Kwiyandikisha yuzuye, ari ukuri, anyuze kandi atayobya mu buryo ubwo ari bwo bwose. Wiyemeje kandi guhita umenyesha Ikigo mu nyandiko kuri [email protected] impinduka zose mu makuru watanze mu Fomu yo Kwiyandikisha no mu gihe kizaza. Utitaye ku bivuzwe haruguru, ugomba guhita uduha amakuru agezweho ku bijyanye n’impinduka zose mu makuru yawe ashobora kugira ingaruka kuri Konti yo Gukina, amakuru akuranga cyangwa ayo kukubona, ubushobozi bwawe bwo kwishyura, amategeko akugenga cyangwa gukomeza kuzuza ibyangombwa nka mukoresha w’Urubuga cyangwa Serivisi.
Ntabwo dutegetswe kwemera ubusabe bwawe bwo gufungura Konti yo Gukina.
Ku bushake bw’Ikigo gusa gishobora: kwemera Ifomu yo Kwiyandikisha n’ubusabe bwawe bwa Konti yo Gukina maze muri icyo gihe tukagira uburenganzira bwo kukoherereza ijambo ry’ibanga rya rimwe (one-time password) ryo kumenyesha rizajya ku nomero yawe y’iterafone cyangwa imeyili ihujwe na Konti yo Gukina yawe (neza uzirikane ko iryo jambo ry’ibanga rya rimwe rishobora guta agaciro nyuma y’igihe runaka);
kwanga Ifomu yo Kwiyandikisha n’ubusabe bwawe bwa Konti yo Gukina (nta kumenyesha uhawe); cyangwa
guhagarika kwemera intego zawe igihe icyo ari cyo cyose (nta kumenyesha uhawe).
Mu gihe Ikigo gikeka cyangwa gifite impamvu zumvikana zo kwemeza ko: amakuru yose watanze mu Fomu yo Kwiyandikisha atari ayuzuye, ay’ukuri, anyuze cyangwa ayobya;
amakuru cyangwa inyandiko zatanzwe nawe nyuma yo kwandikisha Konti yo Gukina yawe bituzuye, bitari ukuri, bitanyuze cyangwa biyobya; cyangwa
amakuru cyangwa inyandiko zatanzwe nawe bitatanzwe mu buryo (harimo nta gushidikanya kubahiriza igihe cyose cyagenwe) cyangwa imiterere byasabwe n’Ikigo cyangwa biteganyijwe ku Rubuga cyangwa binyuze kuri Serivisi,
Ikigo gishobora kwanga Ifomu yawe yo Kwiyandikisha cyangwa kugasiba Konti yo Gukina yawe (niba usanzwe uyifite).
Mu kwirinda gushidikanya, nta gihe cyagenwe ku gihe Ikigo gishobora kwemera Ifomu yo Kwiyandikisha cyangwa kwanga Ifomu yo Kwiyandikisha.
Niba dufashe icyemezo cyo kukoherereza Konti yo Gukina, uzasabwa kwinjira kuri konti yawe kugira ngo ushyireho intego binyuze kuri Serivisi, ukoresheje amakuru yihariye yo kwinjira yawe, harimo nimero ya Konti yo Gukina (izaba ari nimero ya terefone igendanwa waduhaye cyangwa iyindi nimero yihariye ishobora gushyirwaho n’Ikigo igihe icyo ari cyo cyose) n’ijambo ry’ibanga (wahisemo) (byose hamwe cyangwa buri kimwe cyitwa “Amakuru yo Kwinjira”).
Wiyemeje ko: utazasaba cyangwa ngo ugire Konti yo Gukina irenze imwe;
utazasaba Konti yo Gukina mu izina rya, cyangwa mu cyimbo cya, undi muntu uwo ari we wese;
gukoresha gusa Konti yo Gukina yawe hagamijwe gukina imikino yo gutega yemewe n’amategeko, kandi
utazemerera cyangwa ngo ushoboze undi muntu uwo ari we wese gushyiraho intego, mu buryo butaziguye cyangwa buziguye, akoresheje Konti yo Gukina yawe harimo nta gukerensa guha undi muntu uwo ari we wese nimero ya konti yawe, izina ry’ukoresha cyangwa nimero y’ibanga yihariye bihujwe na Konti yo Gukina yawe,
utitaye ku yindi myanzuro yacu n’uburyo bwo gukemura ibibazo, mu gihe urenze kuri kimwe cyose muri iki Gice cya 6.9, ntituzazabazwa mu gukurikirana ibikorwa byose bijyanye na Konti yo Gukina yawe igirwa cyangwa yasabwe cyangwa kwishyura ibyatsinzwe byose bijyanye n’intego yashinzwe.
Konti Konti yo Gukina yawe ni iy’umuntu ku giti cye, kandi ugomba gukoresha Konti yo Gukina yawe ku bw’inyungu zawe gusa. Ntugomba kwemerera umuntu w’undi (harimo n’umuryango) gukoresha Konti yo Gukina yawe cyangwa Amakuru yo Kwinjira yawe.
Uzaba ufite inshingano zuzuye ku ntego zose n’ibindi bikorwa bikozwe kuri Konti yo Gukina yawe n’umuntu w’undi (byaba byarakozwe ubifitiye uruhushya cyangwa utarufite) birimo nta gushidikanya intego zose zashinzwe, kubikuza kuri Konti yo Gukina yawe n’ubwishyu bwakorewe Ikigo.
Ntugomba guhishura Amakuru yo Kwinjira yawe ku muntu uwo ari we wese kandi ugomba gufata ingamba zose kugira ngo ayo makuru adahishurirwa umuntu uwo ari we wese. Ugomba guhita utumenyesha kuri terefone kuri 0788191200 cyangwa kuri imeyili kuri [email protected], niba: Konti yo Gukina yawe ikoreshwa n’umuntu w’undi;
ukeka cyangwa ufite impamvu zo kwizera ko Konti yo Gukina yawe ikoreshwa n’umuntu w’undi;
hari umuntu w’undi ufite uburenganzira bwo kwinjira mu Konti yo Gukina yawe cyangwa Amakuru yo Kwinjira yawe;
ukeka cyangwa ufite impamvu zo kwizera ko hari umuntu w’undi ufite uburenganzira bwo kwinjira mu Konti yo Gukina yawe cyangwa Amakuru yo Kwinjira yawe;
amakuru yawe yo kwinjira yatakaye, yibwe cyangwa yakoreshejwe mu buryo bunyuranyije n’amategeko; cyangwa
ukeka cyangwa ufite impamvu zo kwemera ko amakuru yawe yo kwinjira yatakaye, yibwe cyangwa yakoreshejwe mu buryo bunyuranyije n’amategeko,
kugira ngo dushobore gukora iperereza kuri icyo kibazo, kandi uzafatanya natwe, nk’uko dushobora kubisaba, mu gihe cy’iryo perereza.
Ntituri banki, kandi ntugomba gukoresha Konti yawe yo Gutega ubitsaho amafaranga adateganyirijwe gukoreshwa mu gutega banyuze kuri Serivisi. Amafaranga ari kuri Konti yawe yo Gutega ntabara inyungu kandi nta nguzanyo tuzaguha (bivuze ko amahirwe yose yo gutega agomba kuba afite amafaranga ahagije yemejwe kuri Konti yawe yo Gutega).
Niba tuvumbuye cyangwa dufite impamvu zo kwemera ko wafunguye Konti yo Gutega irenga imwe, buri konti yiyongereyeho izafatwa nkatwe nka “Konti Ishyize Kabiri” kandi muri icyo gihe dukurikije icyemezo cyacu:
dushobora gufunga buri Konti Ishyize Kabiri tukagusigarana gusa Konti yawe yo Gutega y’umwimerere; cyangwa
dushobora gufunga buri Konti Ishyize Kabiri ndetse na Konti yawe yo Gutega y’umwimerere.
Tuzigamye uburenganzira bwo guhagarika by’agateganyo cyangwa gusesa Konti yawe yo Gutega niba dusanze idakoreshwa gusa hagamijwe gutega banyuze kuri Serivisi. Ikindi kandi, niba, dukurikije icyemezo cy’Ikigo cyonyine, ukora ibikorwa byo kubitsa no gukuramo amafaranga utarakoresheje serivisi n’ibicuruzwa byo gutega bitangwa banyuze kuri Serivisi, Ikigo gishobora guhagarika by’agateganyo, kugabanyiriza uburenganzira cyangwa gusesa Konti yawe yo Gutega kandi gishobora gukora iperereza ryimbitse kuri iki gikorwa.
Dushobora igihe icyo ari cyo cyose, mbere y’uko ushyiraho intego, kugabanya umubare w’amafaranga yatsindiwe (utarimo amafaranga wategesheje) uzahabwa niba intego yagenze neza bitabaye ngombwa ko tubikumenyesha. Dushobora kandi gushyiraho indi mipaka ku ntego ushobora gushyiraho utabimenyeshejwe (urugero nko kugabanya: (i) ubwoko cyangwa icyiciro cy’intego ushobora gushyiraho; (ii) igiteranyo cy’amafaranga ushobora gutega cyangwa ingano ya buri ntego ushyiraho; cyangwa (iii) imikino ushobora gutegeraho). Dushobora igihe icyo ari cyo cyose gushyiraho cyangwa guhindura iyo mipaka utabimenyeshejwe.
Ni inshingano yawe kugumana amafaranga ahagije kuri Konti yawe yo Gutega, no gutega ibihuye naryo.
Wemera ko hari ibyago byo gushyira mu gihombo amafaranga yawe mu gihe ukoresha Serivisi kandi ni wowe ubazwa igihombo nk’icyo cyose.
N’ubwo haba hari ibivuguruza ibi bikubiye hano, Ikigo kizaba gifite uburenganzira bwo gukata amafaranga yose udufitiye ku mafaranga ari kuri Konti yawe yo Gutega kugira ngo kibe cyakwishyura umwenda uwo ari wo wose kandi gikoreshe ayo mafaranga mu kwishyura umwenda uwo ari wo wose Umukiriya afitiye Ikigo.
Konti Zimaze Igihe Zidakoreshwa
Mu gihe utakoze (i) kubitsa amafaranga nyakuri kuri Konti yawe yo Gutega, cyangwa (ii) ngo utega, mu gihe cy’iminsi 90 (mirongo cyenda) yikurikiranya, icyo gihe Konti yawe yo Gutega ishobora gufatwa natwe nk’imaze igihe idakoreshwa.
Mu gihe Konti yawe yo Gutega ifashwe natwe nk’imaze igihe idakoreshwa, uzahomba amafaranga yose ari kuri iyo Konti yo Gutega idakoreshwa kandi dushobora gufata no kugumana ayo mafaranga uzafatira. Nta nshingano dufite yo kukumenyesha ko Konti yawe yo Gutega ifatwa natwe nk’imaze igihe idakoreshwa kandi ko ufite amafaranga asigaye kuri iyo Konti yo Gutega idakoreshwa. Bitabaye kwirengagiza ibyavuzwe haruguru, dushobora kugerageza kukuvugisha ngo tukubwire.
Kugenzura: Uyasobanukiwe kandi wemeye ko dushobora igihe icyo ari cyo cyose (kirimo nta nkomyi igihe wohereje Ifishi yawe yo Kwiyandikisha, igihe ubikije cyangwa ukuyeho amafaranga) kandi dukurikije icyemezo cyacu twenyine: kugenzura amakuru yawe yo kwiyandikisha (urugero nka muzina, aho utuye, imyaka, n’uburyo bwo kwishyura bwakoreshejwe, uburyo bwo gukuramo amafaranga bwakoreshejwe) ndetse n’andi makuru ayo ari yo yose n’ibyangombwa watanze igihe icyo ari cyo cyose;
kugenzura imyaka yawe;
kugenzura inkomoko y’amafaranga yawe, urwego rwawe rw’ubukungu, umwuga ukora n’andi makuru nk’ayo;
kugenzura amafaranga wabikije;
kugenzura amafaranga wakuyeho;
gukora igenzura ku mateka yawe;
kugenzura ko gukoresha Urubuga na Serivisi ari ibyemewe n’amategeko birimo nta nkomyi kwemeza ko nta koza amafaranga no gutera inkunga iterabwoba;
gukora igenzura hagamijwe kubahiriza inshingano zacu z’amategeko n’iz’inzego zishinzwe kugenzura; kandi
gukora irindi genzura ry’amateka cyangwa ryo kwemeza ibyangombwa tubona ko ari ngombwa.
(bihurijwe hamwe cyangwa ukwayo bikitwa “Igenzura ryo Kwemeza Ibyangombwa”).
Kugira ngo dukore Igenzura ryo Kwemeza Ibyangombwa dushobora igihe icyo ari cyo cyose kugusaba amakuru n’inyandiko bishobora kubamo nta nkomyi nomero y’indangamuntu yawe, nomero ya pasiporo, aderese ya imeli, inyandiko iranga umuntu, Indangamuntu, uruhushya rwo gutwara ibinyabiziga, icyemezo cy’aho utuye, uruhushya rwo gukora, ikarita y’inguzanyo (credit card), uruhushya rwo guhabwa ubuhunzi cyangwa uruhushya rw’impunzi, fagitire z’uburyo bwo kwishyura (nk’iz’amazi cyangwa amashanyarazi) (zishobora kuba ziturutse mu mugi cyangwa mu kagari) na sitatema ya banki (byose hamwe cyangwa ukwayo bikitwa “Inyandiko zo Kwemeza Ibyangombwa”).
Igihe Inyandiko zo Kwemeza Ibyangombwa izo ari zo zose zizaba zashyikirijwe twe (haba binyuze mu kuzishyira ku Rubuga cyangwa kuri e-mail), izo nyandiko zigomba kuba: zigezweho kandi zitarangiza igihe cyazo;
zisomeka neza mu buryo bwuzuye kandi busobanutse, kandi ku bijyanye n’inyandiko yose iranga umuntu (urugero nka pasiporo cyangwa indangamuntu) igomba kuba iriho ifoto igaragara neza y’uwo yanditseho, amazina ye yose, itariki yavutseho na nomero ye y’indangamuntu;
kuba zirimo imbere n’inyuma by’iyo nyandiko niba twabigusabye;
niba ari uruhushya rwo gukora, uruhushya rwo guhabwa ubuhunzi cyangwa uruhushya rw’impunzi rwatanzwe, rugomba kuba ruriho ifoto igaragara neza y’uwo rwanditseho n’amazina ye yose;
niba ari fagitire y’amazi cyangwa amashanyarazi, icyemezo cy’aho utuye cyangwa indi nyandiko yose nk’iyo yatanzwe, igomba kuba yanditsweho itariki itarengeje amezi atatu mbere y’uko tuyihabwa;
niba ifitanye isano n’inyandiko ya banki ku bijyanye n’umutungo watanzweho inguzanyo, iyo nyandiko ya banki igomba kuba yanditsweho itariki itarengeje amezi atatu mbere y’uko tuyihabwa;
amakuru ya konti ya banki agomba kuba yanditsweho itariki itarengeje amezi atatu mbere y’uko tuyihabwa;
Niba tubona ko ari ngombwa, dushobora gusaba ko Inyandiko zo Kwemeza Ibyangombwa zihamya n’umunyamategeko wemeza ko iyo nyandiko ari fotokopi y’umwimerere y’iy’umwimerere yabonye cyangwa zashyizweho umukono na Noteri wa Leta.
Tuzigamye uburenganzira bwo gushyiraho imbibi cyangwa imipaka kuri Konti yawe yo Gutega birimo nta nkomyi guhagarika by’agateganyo Konti yawe yo Gutega, guhagarika uburenganzira bwawe bwo kugera kuri Serivisi, guhagarika cyangwa kugabanya ubushobozi bwawe bwo gutega, kugabanya umubare w’amafaranga ushobora kubitsa cyangwa gukuramo kuri konti, kugeza igihe twamariye kubona inyandiko zose n’amakuru binyura, hashingiwe ku makuru n’inyandiko utanga, cyangwa niba ayo makuru n’inyandiko utabyatanze. Ntituzakurikiranwaho igihombo icyo ari cyo cyose wagira mbere y’uko izo mbibi cyangwa imipaka bishyirwaho.
Ikigo nta nshingano gifite yo kukumenyesha ko Igenzura ryo Kwemeza Ibyangombwa riri gukorwa.
Kugira ngo dukore Igenzura ryo Kwemeza Ibyangombwa dushobora gukoresha abandi bantu (kandi tukabaha amakuru y’inyandiko wamaze gushyikiriza abo bantu), barimo nta nkomyi ibigo bishinzwe kwemeza irangamuntu, ibigo bishinzwe igenzura, ibigo bitanga serivisi z’itumanaho rya terefone, ibigo by’imari, ibigo bishinzwe amakuru ku nshingano zo kwishyura (credit bureaus), cyangwa ibigo bya leta ku rwego rw’igihugu cyangwa rw’intara cyangwa inzego zishyirwaho n’amategeko, bakora iperereza nk’uko bikenewe.
Ikigo gifite inshingano mu buryo bw’amategeko yo gukora raporo no kuzishyikiriza Ikigo cy’Igihugu gishinzwe Iterambere (RDB) mu gihe habaye: Ibikorwa by’ihererekanyanya-mafaranga bikekwa cyangwa bidasanzwe;
ihererekanya-mafaranga ryakozwe n’abantu bakekwaho umugambi wo gukora, cyangwa bakoze, icyaha icyo ari cyo cyose gifitanye isano no koza amafaranga cyangwa gutera inkunga iterabwoba nk’uko biteganyijwe mu Mategeko Nomero 001/2025 yo ku wa 22 Mutarama 2025 n’amabwiriza yose bijyanye nayo akoreshwa mu Rwanda.
IMIKINO N’IBYAGO BYO GUTEGERAHO Ikigo, dukurikije icyemezo cyacyo cyonyine, kizagena amasoko y’imikino, ibirori cyangwa ibyago byo gutegeraho binyuze kuri Serivisi; icyakora ibi bigomba kubahirizwa: gutega ku bintu byinshi (multiple bets) ntibyemewe iyo ibyavuye mu gice kimwe by’intego bifasha mu kugaragaza ibyavuye mu kindi gice. Niba utazi cyangwa ubishaka ushyigikiye ibyago bifitanye isano mu ntego z’ibintu byinshi, intego izaburizwamo n’amafaranga wategesheje agarurwe;
intego zose z’ibintu byinshi zigizwe n’amahitamo arenze rimwe, aho ibyavuye mu guhitamo kumwe bigira ingaruka ku byavuye mu kundi guhitamo, bizafatwa nko guhuzagurika kw’ibintu bifitanye isano (urugero: Chelsea gutsinda umukino wa kimwe cya kabiri ubyegeranyije n’irindi hitamo ry’uko Chelsea izatwara Igikombe) kandi intego izaburizwamo n’amafaranga wategesheje agarurwe, kandi;
intego zose z’ibintu byinshi zirimo ikipe imwe cyangwa abakinnyi bayo cyangwa guhitamo kumwe bizafatwa nko guhuzagurika kw’ibintu bifitanye isano (urugero: Bruno Fernandes kuba Umukinnyi w’Umukino kandi Manchester United igatsinda umukino) kandi intego izaburizwamo n’amafaranga wategesheje agarurwe.
Nta muntu n’umwe mu buryo ubwo ari bwo bwose ugira uruhare mu mukino uwo ari wo wose Ikigo gitangira amahirwe yo gutega ushobora gutega kuri uwo mukino mu Kigo, ibi birimo nta nkomyi: (a) umukinnyi uwo ari wo wose cyangwa urimo guhatana mu mukino; (b) umutoza uwo ari wo wose, ushinzwe imyitozo, ushinzwe imiyoborere, umuyobozi w’ikipe cyangwa abakozi bafasha ikipe cyangwa umuntu uhatana mu mukino; (c) umuyobozi w’umukino uwo ari wo wose, umusifuzi, umucamanza cyangwa undi muntu wese uyobora umukino; (d) umuntu uwo ari wo wose ufite amakuru adashyirwa hanze ku mugaragaro ashobora gutuma agira ingaruka ku byavuye mu mukino; (e) umuntu uwo ari wo wose ufite ubushobozi bwo kugira ingaruka ku byavuye mu mukino binyuze mu nshingano cyangwa umwanya we; kandi (f) umunyamuryango wa hafi cyangwa umuntu mufitanye isano ya hafi y’abantu bavuzwe kuva kuri (a) kugeza kuri (e) haruguru. Kugira ngo bitanyuranya, uku kubuzwa gushyirwa ku gutega ku kintu cyose cy’umukino, birimo ariko bitagarukira gusa ku musaruro wa nyuma, imikinire y’umuntu ku giti cye, ibibazo by’imyitwarire cyangwa isoko rindi ryose rifitanye isano n’umukino.
Ikigo gishobora igihe icyo ari cyo cyose kugena umubare ntarengwa cyangwa uke ushobora gutegwa nka bet ku bijyanye n’isoko iryo ari ryo yose, haba mu buryo rusange cyangwa by’umwihariko kuri wowe.
Ikigo gishobora kugena imibare ya make cyangwa irenga ushobora gutsindira cyangwa gushyira mu gihombo ku bijyanye n’intego, yaba mu buryo rusange izashyirwa ku Rubuga cyangwa kuri Serivisi cyangwa by’umwihariko kuri wowe. Ni inshingano yawe kugenzura no kumenya mbere yo gushyiraho intego ku isoko niba uwo mubare wa make cyangwa urenze ukoreshwa kuri iyo ntego.
Ikigo gishobora, dukurikije icyemezo cyacyo cyonyine, igihe icyo ari cyo cyose guha abakiriya amahirwe yo gutega mu gihe umukino urimo gukinwa (“gutega umukino urimo gukinwa” cyangwa “bets in-running”), icyakora ibi bigomba kubahirizwa:
Ikigo ntacyemera gutega imikino irimo gukinwa ku bijyanye n’umukino uri mu ruhererekane rw’imikino mu gihe runaka
Imiterere n’ingano y’inyungu/itandukaniro (spreads) bitangwa n’Ikigo bizagenwa igihe icyo ari cyo cyose dukurikije icyemezo cy’Ikigo cyonyine kandi bizashyirwa ku Rubuga cyangwa kuri Serivisi, kandi izaba ari inshingano yawe kugenzura no kumenya, mbere yo gushyiraho intego, inyungu ikoreshwa icyo gihe.
Ibyavuye mu mukino uwo ari wo wose bizagenwa hashingiwe ku byavuye mu mukino ku mugaragaro by’iyo shampiyona cyangwa irushanwa rivugwa. Niba ibyo byavuye mu mukino bihindutse kubera impamvu yose, ibyavuyeho bishya bizemerwa hagamijwe kwishyura.
Amatike Ashyize Kabiri: Amatike ashyize kabiri cyangwa intego zimeze neza neza ziturutse ku muntu umwe cyangwa Konti yo Gutega imwe ntizishobora gutsindira arenze umubare urenze w’amafaranga ahabwa itike imwe ari yo 100,000,000 RWF. Ibi bivuze ko niba intego zimeze neza neza cyangwa zijyeze gusa zishyizweho n’umuntu umwe cyangwa zivuye kuri Konti yo Gutega imwe, igiteranyo cy’inyungu zabo kidashobora kurenza amafaranga ntarengwa yo kwishyura ya 100,000,000 RWF kuri buri tike imwe twagennye.
Amatike cyangwa imitego yose yisubiramo ifite inyungu rusange zirenze igipimo ntarengwa cyishyurwa ku tike imwe cy’amafaranga 100,000,000 RWF izateshwa agaciro.
Gushyira imitegoTufite uburenganzira bwo kwanga kwemera umutego wose cyangwa igice cy’umutego uwo ari wo wose wasabye unyuze kuri Serivisi, dukurikije icyo tubona gikwiye. Byongeye kandi, ntitugoswe no kukubwira ko twanze kwemera umutego wose cyangwa igice cyawo, cyangwa impamvu twanze kuwemera wose cyangwa igice cyawo.
Ukurikije Igika cya 10.1, umutego wawe ufatwa nka validi (ufite agaciro) kandi wemewe n’Ikigo gusa iyo: (i) umutego wamaze kwemerwa na seriveri yacu; kandi (ii) salidiyo yawe y’amafaranga nyayo cyangwa salidiyo ya bonusi muri Konti yawe y’Imitego (aho bishoboka) yagabanutseho umubare w’uwo mutego. Kugeza igihe ibyavuzwe haruguru bibereye, imishyikirano yose uhawe ntitunga Ikigo, kandi amakuru yose agaragazwa ku Rubuga cyangwa binyuze kuri Serivisi aba ari ubutumire bwo gutega gusa.
Gutega binyuze kuri USSD no Kwemera Guhinduka kw’Amahirwe (Odds)
Iyo ushyizeho umutego ukoresheje serivisi ya USSD, gutanga uwo mutego bizafatwa nko kwemera kwawe guhita kandi kudasubirwaho ku guhinduka kose kw’amahirwe (haba ukwiyongera cyangwa ukugabanuka) kubaho hagati y’igihe cyo guhitamo umutego n’igihe umutego utunganyirizwa kandi ukemerwa na sisitemu/seriveri yacu. Amahirwe (odds) akoreshwa mu gihe cyo gutunganya/kwemera ni yo azakurikizwa kandi azaba agutegeka.
Ntitubazwa impamvu yose yaba yatumye umutego udatangwa.
Ugomba gushyira imitego binyuze kuri Serivisi gusa iyo uri mu Rwanda mu buryo bugaragara.
Buri mivuganire ya elegitoroniki cyangwa iyindi ijyanye n’umutego uwo ari wo wose washyizweho ishobora gufatwa n’Ikigo mu buryo tubona ko bukwiriye kandi dushobora kubika ayo makuru mu gihe cyose twumva ko gikenewe. Ubihereye uburenganzira kandi wemeye iryo bika n’iryo fatwa ry’amajwi/amakuru. Wemeje kandi urabyemeye ko ayo makuru ashobora gukoreshwa natwe mu gukora iperereza no gukemura amakimbirane ashobora kuvuka hagati y’Ikigo nawe, ndetse no ku zindi ntego zemewe n’amategeko.
Ni inshingano yawe kwemeza ko amakuru y’imitego yawe ari ay’ukuri kandi ntiwemerewe gusiba (kumvisha/gukuraho) umutego wamaze gushyiraho.
Umutego uwo ari wo wose wemewe nyuma y’igihe cyo gutangira cyangwa cyo “gufunga” cy’umukino uwo mutego ugaragaraho (uretse imitego iba mu mukino hagati – in-running) uzaba imfabusa kandi nta gaciro ufite. Imitego yose yafashwe ku bisubizo bisanzwe bizwi mu gihe uwo mutego washyirwagaho izateshwa agaciro/isibwe n’Ikigo.
Imitego y’Umupira w’Amaguru: Rimwe na rimwe, amarushanwa, imikino ya gicuti, cyangwa iyindi mikino bishobora kugira igihe gitandukanye n’ibice bibiri by’iminota 45 buri kimwe. Ni inshingano yawe guhora ugenzura kandi ukamenya amakuru agezweho n’igihe cy’umukino kigiye gukoreshwa kuri buri mukino. Turekeye uburenganzira bwo gutesha agaciro umutego wose washyizweho ku marushanwa, imikino ya gicuti, cyangwa iyindi mikino, idafite ibice bibiri by’iminota 45 kandi amafaranga yawe yagerejweho (stake) azagusubizwa. Niba umusifuzi atangaje ko umukino usitswe ku mpamvu yose, imitego izateshwa agaciro maze amafaranga yagerejweho asubizwe.
mu bihe tunaniwe kubona igisubizo ntakuka ku isoko runaka, buri gihe tuzishyura nk’umutego watsinze ufite amahirwe (odds) ya 1.00.
Uburenganzira bw’Umutungo mu BwengeKugira ngo ukoreshe Serivisi cyangwa ibice bimwe na bimwe bya Serivisi, ushobora gukenera gukurura porogaramu (iyi yitwa “Porogaramu”).
Tuguhaye kuva ufunguye Konti yawe y’Imitego kugeza ifunzwe, uburenganzira bwite budaharirwa umuntu umwe, budashobora kwimurirwa ku wundi, kandi budashobora gutangwa ku rundi ruhande, bwo gukoresha Serivisi no gushyira mu gikoresho cyawe no gukoresha Porogaramu hamwe n’ibirimo byose n’amakuru bikomoka kuri iyo Porogaramu, Urubuga na Serivisi, harimo, ariko bidahagaze aho, uburenganzira bw’umwanditsi (copyright) n’ubundi burenganzira bwose bw’umutungo mu bwenge burimo, bijyanye na Serivisi ku giti cyawe kandi bitari iby’ubucuruzi mu buryo buhuye n’Amasezerano y’Ukoresha.
Kode, imiterere n’imyunganyirize bya Porogaramu ndetse n’Urubuga na Serivisi birinzwe n’uburenganzira bw’umutungo mu bwenge. Ntugomba: gukoporora, gukwirakwiza, gutangaza, gusesengura inyuma (reverse engineer), gusenya kode (decompile), gushyira mu bice, guhindura, guhindura mu rurimi rundi cyangwa kugerageza icyo ari cyo cyose cyo kugera kuri kode-sosi (source code) ngo uhange ibindi bintu bishingiye kuri kode-sosi ya Porogaramu (cyangwa igice cyayo cyose);
gukoporora, gukwirakwiza, gutangaza, gusesengura inyuma, gusenya kode, gushyira mu bice, guhindura, guhindura mu rurimi rundi cyangwa guhanga ibintu bishingiye ku Rubuga cyangwa Serivisi (cyangwa igice cyabyo cyose), kugerageza kugera kuri kode-sosi kugira ngo uhange ibiyikomokaho, cyangwa ikindi cyose cyo muri ubwo buryo
gushyira cyangwa gupakira Porogaramu kuri seriveri cyangwa ikindi gikoresho gihuza imiyoboro cyangwa gufata izindi ngamba zo gushyira Porogaramu ku buryo iboneka binyuze mu buryo bwose bwa “bulletin board”, serivisi yo kuri interineti cyangwa guhamagara uremure cyangwa umuyoboro ku wundi muntu uwo ari we wese;
kwinjira, kugera cyangwa kugerageza kwinjira cyangwa kugera cyangwa mu bundi buryo kunyura ku ruhande rwa sisitemu yacu y’umutekano cyangwa kwivanga mu buryo ubwo ari bwo bwose (harimo, ariko bidahagaze aho, roboti cyangwa ibikoresho rasa nazo) mu bicuruzwa bijyanye na byo cyangwa Serivisi cyangwa kugerageza gukora impinduka zose kuri Porogaramu cyangwa ibiranga cyangwa ibice biyigize;
gugurisha, gutanga, gutanga uburenganzira bw’inyongezo (sublicense), kwimura, gukwirakwiza cyangwa gukodesha Urubuga, Serivisi cyangwa Porogaramu (cyangwa igice cyabyo cyose);
gutuma Porogaramu, Urubuga na Serivisi (cyangwa igice cyabyo cyose) biboneka ku muntu uwo ari we wese w’undi (third party);
kohereza Porogaramu mu kindi gihugu (haba mu buryo bugaragara cyangwa bwa elegitoroniki); cyangwa
gukoresha Porogaramu, Urubuga cyangwa Serivisi (cyangwa igice cyabyo cyose) mu buryo bubujijwe n’amategeko cyangwa amabwiriza akoreshwa.
Turi ba nyirayo cyangwa umukoresha wemewe, ufite uruhushya cyangwa uruhushya rw’inyongezo rw’uburenganzira bwose bw’umutungo mu bwenge muri Porogaramu, Serivisi n’Urubuga ndetse n’ibirimo biyigize harimo, nta mupaka, uburenganzira bw’umwanditsi, patenti, igishushanyo (cyanditse cyangwa kitanditse), ibirango by’ubucuruzi, amazina y’ubucuruzi, ibirango, amazina y’ubucuruzi, ibimenyetso bya serivisi, amashusho, amafoto, ibishushanyo mbonera, amafoto, amashusho anyeganyega, videwo, umuziki, amajwi, inyandiko, ibisobanuro by’imikorere, uburyo bw’imfashanyigisho (templates), ibishushanyo, ibirango cyangwa uburenganzira bwose bijyanye n’ibirimo, amavomero y’amakuru (databases), imiterere (formats), interofesi (interfaces) na porogaramu (muri rusange n’umwe ku giti cye bita “Ibirimo”).
Ibirimo birinzwe n’uburenganzira bw’umwanditsi n’ubundi burenganzira bw’umutungo mu bwenge. Wemeje hano ko gukoresha Urubuga, Serivisi cyangwa Porogaramu bitaguha uburenganzira na bumwe ku Birimo kandi ko ugomba kubikoresha mu buryo buhuye neza n’Amasezerano y’Ukoresha.
Kubitsa Kuri Konti yawe y’ImitegoKugira ngo ugaragare mu mitego yose y’amafaranga nyayo binyuze kuri Serivisi, ugomba kubitsa amafaranga nyayo kuri Konti yawe y’Imitego.
Iyo Konti yawe y’Imitego imaze kwandikwa, ushobora kubitsa amafaranga nyayo kuri Konti yawe y’Imitego mu buryo ubwo ari bwo bwose twemera, aho n’aho, bushobora kuba bukubiyemo:
Ikarita y’Inguzanyo (Credit Card) cyangwa Ikarita ya Banki (Debit Card);
Ihererekanya rya Elegitoroniki ry’Amafaranga (EFT);
Impapuro z’Ubwishyuzi (Payment Vouchers)
Ihererekanya ritaziguye rya Banki
Impapuro z’Ubwishyuzi za Company Bucks (Company Bucks Vouchers)
Agasakoshi k’Elegitoroniki (e-wallet) k’Abandi
Tufite uburenganzira bwo gukuraho cyangwa kubuza uburyo runaka bwo kwishyura/kubitsa igihe cyose nta nteguza cyangwa ngo bibe byatubazwa.
Turekeye uburenganzira bwuzuye ku giti cyacu bwo kwanga ubwoko bwose bw’ububitsi ku mpamvu yose, hatitwaye ko ububitsi bwa mbere bwatunganyijwe binyuze ku buryo runaka cyangwa niba ubwo buryo bwo kwishyura busanzwe bwemerwa natwe.
Mu gihe twemeye ububitsi binyuze kuri Ikarita y’Inguzanyo (Credit Card) cyangwa Ikarita ya Banki (Debit Card), ni inshingano yawe kubika kopi y’inyandiko z’ububitsi n’amabwiriza n’amategeko bifitanye isano n’ikarita ikoreshwa.
Mu gihe ubitse amafaranga ukoresheje ikarita y’inguzanyo cyangwa ikarita ya banki, uzasabwa koherereza Ikigo kopi y’imbere y’ikarita yakoreshejwe kuri ubwo bubitsi. Kutabikora ku Mukiriya bizatuma ubusabe bwo kubikuza bwangwa kandi turekeye uburenganzira bwo gufunga Konti yawe y’Imitego.
Byongeye kandi, niba twemera ububitsi binyuze kuri Ikarita y’Inguzanyo, Ikarita ya Banki cyangwa Ihererekanya rya Elegitoroniki ry’Amafaranga, izina riri ku karita y’inguzanyo n’irya banki ndetse n’izina rijyanye na konti yawe ya banki rigomba kuba rihuye n’izina rijyanye na Konti yawe y’Imitego. Hatagabanijwe ku byavuzwe haruguru, mu gihe ukoresheje Ikarita y’Inguzanyo/ya Banki cyangwa Ihererekanya rya Elegitoroniki ry’Amafaranga bitari mu zina ryawe bwite, tuzemera ko wahawe uruhushya ruzuye kandi ruhagije n’uwayo cyangwa umuntu ufite izina riri kuri icyo gikoresho cyo kwishyura cyo kugikoresha kuri izo ntego. Ntitugomba mu buryo ubwo ari bwo bwose gusuzuma urwo ruhushya kandi ntituzabazwa ibijyanye n’ibyo ugaragaje hano. Turekeye uburenganzira bwo guhagarika cyangwa gufunga Konti yawe y’Imitego mu gihe izina riri ku karita y’inguzanyo cyangwa ya banki n’izina rijyanye na konti yawe ya banki bitahuye n’izina rijyanye na Konti yawe y’Imitego.
Uretse aho byavuzwe ukundi hano: (i) umubare w’amafaranga menshi n’amake ashobora kubitswa; (ii) amafaranga twemera mu kubitsa; kandi (iii) amafaranga ayo ari yo yose twaka ku bijyanye no kubitsa, bizashyirwa ahagaragara ku Rubuga cyangwa kuri Serivisi. Nyamuneka zirikana ko urwego rw’itumanaho rwa telefoni rushobora kugira amategeko n’amabwiriza yarwo akoreshwa ku bubitsi bwawe.
Mu gihe twemeye ububitsi binyuze mu ihererekanya ritaziguye rya banki: umubare w’amafaranga ya make agomba kubitswa ni 300 RWF; gusa mu gihe ubitse amafaranga ari munsi ya 300 RWF, ushobora gusabwa kubitsa andi yongeraho kugira ngo wuzuze icyo gipimo cy’ububitsi mbere y’uko Konti yawe y’Imitego ishyirwaho umubare wuzuye w’amafaranga wabitse;
igihe cyo gutunganya iryo hererekanya gishobora kuba iminsi 2 ndetse n’itatu y’akazi;
niba dukoze amakuba yo kwakwa amafaranga ya banki, tuzagabanya ayo mafaranga ku bubitsi bwawe, kandi umubare w’amafaranga abitswa muri Konti yawe y’Imitego uzaba ari umubare w’amafaranga yoherejwe hagabanijweho ayo mafaranga ya banki.
Mu gihe twemeye ububitsi binyuze ku Mpapuro z’Ubwishyuzi, uretse aho byemewe n’Ikigo ukundi, umubare wuzuye w’Ikarita y’Ubwishyuzi ugomba gukoreshwa mu mikino yose, kandi nta nsinzi ishobora kubikuzwa kuri Konti yawe y’Imitego kugeza igihe ibyo byabereye; kandi (ii) nta Lupapuro rw’Ubwishyuzi rushobora guhindurwa, gusubizwa cyangwa mu bundi buryo guhindurwamo amafaranga nyayo igihe cyose.
Mu gihe twemera ububitsi binyuze ku Mpapuro z’Ubwishyuzi za Company Bucks, ibi bikurikira bizakurikizwa: agaciro kose k’Ikigo k’Impapuro z’Ubwishyuzi za Company Bucks kagomba guhindurwa binyuze kuri Serivisi icyarimwe;
Agaciro kose k’Impapuro z’Ubwishyuzi za Company Bucks kagomba gukoreshwa kuri Serivisi. Ushobora gukora ubusabe bwo kubikuza gusa iyo ibyo bimaze kubaho;
Impapuro z’Ubwishyuzi za Company Bucks ntizishobora kugurishwa, gusubizwa cyangwa guhindurwa;
Ikirorero kiguma ari inshingano yawe wenyine yo kubika neza kode yo guhindura ku bijyanye n’Impapuro z’Ubwishyuzi za Company Bucks kugeza igihe ihinduriwe;
Ikigo ntituzabazwa mu buryo ubwo ari bwo bwose cyangwa ngo tugire uruhare ku gatakaye/gacitse/gashimuswe/karangije igihe cyangwa mu bundi buryo kode zo guhindura zitakoreshejwe bijyanye n’Impapuro z’Ubwishyuzi za Company Bucks; kandi
Urupapuro rw’Ubwishyuzi rwa Company Bucks rugomba gukoreshwa ku Rubuga mu gihe cy’imyaka 3 (itatu) ruguzwe, bitaba ibyo ruzata agaciro.
Wemeje kandi urabyemeye ko ububitsi bwose wakoze kuri Konti yawe y’Imitego buzaba nka garanti y’umubare wose w’amafaranga urimo Ikigo kandi turekeye uburenganzira bwo gukoresha ayo mafaranga mu kwishyura umubare wose w’amafaranga urimo natwe.
Ushobora gutega gusa kugeza ku mubare w’amafaranga nyayo yemewe ari kuri Konti yawe y’Imitego. Ibi bishaka kuvuga ko niba ushaka gushyira imitego ukoresheje amafaranga nyayo binyuze kuri Konti yawe y’Imitego, ugomba kubitsa amafaranga nyayo kuri Konti yawe y’Imitego.
Nta makimbirane y’ubwoko bwose hagati yawe n’ikigo cy’ikarita ya debiti/kurediti cyangwa uburyo bwo kwishyura bw’ikigo cyigenga azagukuraho inshingano ufitiye twe ku bijyanye n’uburyo bwose bwo kwishyura.
Ntabwo tuzigera turyozwa nawe mu buryo ubwo ari bwo bwose niba ikigo cy’ikarita yawe ya debiti/kurediti cyangwa uburyo bwo kwishyura bw’ikigo cyigenga cyangwa igikoresho cyo kwishyura kirimo, nta nkomyi, ikigo icyo ari cyo cyose cy’itumanaho rya telefoni ngendanwa
byanze kwemera ibyasabwe na Sosiyete. Ibyo nibiba, inshingano zizaguma ku kigo cy’ikarita ya debiti/kurediti, ku gikoresho cyo kwishyura cyangwa ku buryo bwo kwishyura bw’ikigo cyigenga (aho bireba).
Nta makimbirane y’ubwoko bwose hagati yawe n’ikigo cy’ikarita ya debiti/kurediti, uburyo bwo kwishyura bw’ikigo cyigenga cyangwa igikoresho cyo kwishyura azagukuraho inshingano ufitiye Sosiyete ku bijyanye n’ubwishyu bugomba guhabwa Sosiyete, kandi Umukiriya ntabwo afite uburenganzira bwo gutegeka Sosiyete gusubiza inyuma amabwiriza yo kwishyura yamaze koherezwa mu kigo cy’ikarita ya debiti/kurediti y’Umukiriya, ku buryo bwo kwishyura bw’ikigo cyigenga cyangwa ku gikoresho cyo kwishyura.
Ntabwo tuzaba dushinzwe: ikibazo icyo ari cyo cyose, imikorere mibi cyangwa gutinda kw’igikoresho icyo ari cyo cyose cyo kohereza amafaranga mu buryo bwa elegitoroniki cyangwa indi mashini itunganya amakarita ya kurediti cyangwa umuyoboro wayo wunganira cyangwa usangiwe, ndetse n’ibyangiritse byose, igihombo cyangwa ikiguzi Umukiriya ashobora guhura na cyo nk’ingaruka zabyo;
ku gihombo cyangwa ibyangiritse byose byageze ku Mukiriya bitewe no kwinjira mu buryo butemewe ku makuru ayo ari yo yose cyangwa bitewe n’amakuru atari yo yatanzwe binyuze ku gikoresho cyo kohereza amafaranga mu buryo bwa elegitoroniki cyangwa indi mashini itunganya amakarita ya kurediti cyangwa umuyoboro wayo wunganira cyangwa usangiwe.
Ntabwo ugomba gusubiza inyuma amabwiriza yo kwishyura waduhaye binyuze ku buryo bwawe bwo kwishyura burimo, nta nkomyi, ikigo cy’ikarita yawe ya debiti/kurediti cyangwa uburyo bwo kwishyura bw’ikigo cyigenga.
Ntabwo ugomba, mu buryo ubwo ari bwo bwose, gutega cyangwa kugerageza gutega intego iyo ari yo yose iyo umubare wayo, ubariwe hamwe n’izindi ntego zose zitari zakemurwa natwe icyo gihe, urenze amafaranga ufite kuri konti muri Sosiyete. Amafaranga yawe ahari abarwa nk’asigaye ku yo wabikije muri Sosiyete (nyuma yo gukuramo imisoro, amafaranga y’inyemezabwishyu, ayakuweho, ibyatsinzwe n’ibyahombye kugeza igihe utegera). Ni inshingano yawe mbere yo gutega kumenya niba intego yawe itarandura amafaranga yawe ari kuri Konti yawe yo Gutega.
Niba wifuza kubaza ibyerekeye kubitsa uko ari ko kose, ushobora kwandikira [email protected]. Dushobora, muryo bundi, kugusaba gutanga: Itariki yo kwishyura;
Umubare w’amafaranga yabitswe;
Nimero ndangamikorere yakoreshejwe, ndetse n’
Nimero ya Konti yo Gutega yabitswemo ayo mafaranga.
Kubikuza Kuri Konti Yawe: Umaze kwiyandikisha kuri Konti yawe yo Gutega, ushobora kubikuza amafaranga nyakuri yo kuri Konti yawe yo Gutega mu buryo bwose twemera, uko iminsi ishira,
Ukimara kwakira ubusabe bwo kubikuza, Sosiyete ifite uburenganzira bwo: gukora Ibisuzuma byo Kugenzura Umwirondoro;
gukora iperereza nk’iryo rishobora gukenerwa ngo hatoranywe niba umubare w’amafaranga yasabiwe kubikuzwa, nyuma yo gukuramo cyangwa guhindura ibiguzi byose bikenewe, uhari ngo woherezwe kuva kuri Konti yawe yo Gutega ujya kuri konti ya banki wahisemo. Niba umubare w’amafaranga wasabiwe kubikuzwa udahari, twihariye uburenganzira (ariko nta gahato) bwo kukumenyesha mu buryo Sosiyete ibona ko buboneye, ko ubusabe bwo kubikuza bwanzwe; kandi
gugabanya bidatinze amafaranga asigaye kuri Konti yawe yo Gutega ku kigereranyo cy’ayabikujwe.
Byongeye kandi, ushobora kubikuza amafaranga nyakuri yemejwe kuri Konti yawe yo Gutega igihe cyose, icyakora icyo gihe: ubwishyu bwose bworejwe kuri Konti yawe yo Gutega bugomba kuba bwemejwe ko bwamaze kugera kuri konti kandi ntibube bwasubijwe inyuma, bwasheshwe cyangwa ngo bihagarikwe mu buryo ubwo ari bwo bwose;
tugomba kuba twararangije Ibisuzuma byo Kugenzura Umwirondoro ku buryo bwadushimisha. Aho twagusabye amakuru yo gukora ibi Bisuzuma byo Kugenzura Umwirondoro, gutinda gutanga aya makuru bishobora gutera gutinda mu kubikuza amafaranga;
ntitugomba kuba dusabwa gufata ubwishyu bw’amafaranga wabikije cyangwa ayo watsindiye n’amategeko cyangwa amabwiriza akurikizwa cyangwa ngo tube twarahawe amabwiriza yo kubikora n’urwego rugenzura;
nta perereza ririmo gukorwa ubu, cyangwa ryarangiye (uretse aho ryarangiye rigakemuka mu nyungu zawe): ku rurere rw’Ikosa cyangwa Imikorere Mibi irebana n’urwego urwo ari rwo lwose rw’Urubuga cyangwa Serivisi wakoresheje; cyangwa
aho nta mpamvu zifatika dufite zo kwemera ko winjiye mu Bikorwa Bibujijwe,
Mu gihe umubare w’amafaranga wasabiwe kubikuzwa uhari kuri Konti yawe yo Gutega kandi hakurikijwe iki Gice cya 13, mu masaha 72 yo kwemeza ko ayo mafaranga ahari, tuzatunganya ibyo kubikuza kuri konti yawe haba binyuze mu kohereza kuri banki cyangwa kuri mobile money, nk’uko bishobora gukoreshwa; icyakora, ku ntego z’iki Gice cya 13.4, tuzabarwa ko twubahirije mu buryo bwuzuye inshingano yacu yo kohereza ayo mafaranga mu gihe twatanze amabwiriza kuri banki yacu cyangwa ku buryo bwo kwishyura bw’ikigo cyigenga (aho bireba) yo kohereza ayo mafaranga, kandi icyo gihe cy’amasaha 72 kivugwa muri iki Gice cya 13.4 ntabwo kizaba kirimo ikindi gihe gishobora gushira mbere y’uko umubare w’amafaranga wasabwe ugereranywa ko ukugeraho.
Kubikuza bishobora gusaba ko hakorwa kohereza amafaranga inshuro nyinshi mu minsi runaka, hashingiwe ku mbibi zashizweho n’ushinzwe kwakira kwishyura.
Ubusabe bwo kubikuza bushobora kutanyuzwa, ku bwisanzure bwuzuye bwa Sosiyete, mu gihe wasabye ko ubwishyu bukorwa kuri konti ya banki itari mu mazina yawe.
Imibare y’amafaranga ashobora kubikuzwa nawe, ashobora kubikuzwa uhisemo uburyo bwa “Kubikuza” ku Rubuga. Uzasabwa kuzuza imirongo yerekana amakuru aranga konti wifuza ko ubwishyu bwoherezwamo.
Uzaba ari nawe wenyine ushinzwe kwemeza ko amakuru yatanzwe mu busabe bwo kubikuza ari ay’ukuri, kandi ntabwo tuzigera turyozwa mu buryo ubwo ari bwo bwose amakosa ayo ari yo yose yakozwe muri iki gice.
Byongeye kandi, ntabwo tuzigera turyozwa mu buryo ubwo ari bwo bwose kubikuza kwakozwe kuri Konti yawe yo Gutega, uko kwaba kwarabaye kose, kandi wemeye ndetse uniyemeje ko utazagira ibirego by’igihombo icyo ari cyo cyose usaba Sosiyete ku bijyanye no kubikuza kwakozwe kuri Konti yawe yo Gutega, harimo ariko bitarimo gusa, igihe ibiranga kwinjira kuri konti yawe byaba byibwe cyangwa byakoreshejwe mu buryo butemewe mu buryo bwose.
Dushobora gushyiraho inyemezabwishyu ku kubikuza kwawe kandi uzamenyeshwa iby’izo nyemezabwishyu igihe cyose usabye kubikuza.
Niba warabikije amafaranga binyuze ku karita ya kurediti cyangwa Instant EFT, kandi niba Sosiyete, ku bwisanzure bwayo, ikwemerera gusaba ko kubikuza koherezwa ku karita ya kurediti cyangwa konti ya sheki, Sosiyete ishobora gusaba fotokopi z’imbere n’inyuma z’ikarita ndangamuntu cyangwa pasiporo, byose bikozwe ku bwisanzure bwa Sosiyete.
Kubikuza kose kwasabwe nawe gushobora gufatiswa cyangwa gutinzwa na Sosiyete mu gihe utarishyura Sosiyete amafaranga yose uyifitiye.
Niba umubare w’amafaranga wabikije utarakoreshejwe mu buryo bwuzuye kuri Serivisi mbere y’uko usaba kubikuza, Sosiyete ifite uburenganzira, ku bwisanzure bwayo, bwo gukata amafaranga yo kubikuza ku gice cy’amafaranga yabitswe kitakoreshejwe mu gutega. Ayo mafaranga yo kubikuza akoreshwa mu kwishyura ibiciro bikwiye byo gutunganya ibyo bikorwa byageze kuri Sosiyete bijyanye haba no kubitsa ndetse no kubikuza nyuma yaho. Gusa, ku bwisanzure bwacu, agaciro k’amafaranga wasabye kubikuza gashobora kugabanywa hashingiwe ku mubare w’ayo mafaranga, cyangwa dushobora kugusaba kubanza gutega agaciro k’ayabitswe mu buryo bwuzuye mbere yo gutunganya ubusabe bwo kubikuza.
Ntabwo dushyiraho umubare ntarengwa w’amafaranga abikuzwa ku munsi ariko dushobora gushyiraho umubare ntarengwa kuri buri kubikuza uzashyirwa ahagaragara binyuze ku Rubuga cyangwa kuri Serivisi, icyakora uburyo bumwe na bumwe bwo kubikuza (urugero nka mobile money y’itumanaho rya telefoni) bushobora kugira imbibi zabwo ntarengwa kuri buri gikorwa cyangwa imbibi ntarengwa zo kubikuza ku munsi, ni inshingano yawe wenyine kumenya izo mbibi z’imikorere.
Aho duhura n’igihombo kinini bitewe n’ibisubizo by’imikino bitashimishije Sosiyete, igikorwa cyo kubikuza gishobora gutinda. Muri ibyo bihe, twihariye uburenganzira bwo kongera igihe gisanzwe cyo kubikuza. Uzamenyeshwa ibyo gutinda kandi uhabwe gahunda nshya yavuguruwe yo kwishyura ibyo wabikuje.
Gushyira Amafaranga kuri Konti mu buryo butari bwo no Kwishyuza Imibare y’Amafaranga ahabwa Sosiyete bitewe n’uko Sosiyete Yakiriye Intego mu buryo bw’Ikosa
Gushyira Amafaranga kuri Konti mu buryo butari bwo
Mu gihe twashyize amafaranga kuri Konti yawe yo Gutega mu buryo bw’ikosa, wemeye ko: uzatumenyesha bidatinze ukimara kumenya iryo kosa wandikira [email protected].
wemeye kubika uwo mubare w’amafaranga mu izina rya Sosiyete kandi ntabwo ugomba kubikuza uwo mubare kuri Konti yawe yo Gutega
Mu gihe twashyize amafaranga kuri Konti yawe yo Gutega mu buryo bw’ikosa, dushobora gufata kimwe cyangwa byinshi mu bikorwa bikurikira: dushobora igihe cyose kugabanya amafaranga nyakuri kuri Konti yawe yo Gutega ku kigereranyo cy’amafaranga yashyizweho mu buryo bw’ikosa kandi niba amafaranga ari kuri Konti yawe yo Gutega adahuye neza n’ayashyizweho mu buryo bw’ikosa, wemeye ko uduha ayasigaye igihe cyose tubigusabye mu nyandiko mu buryo twifuza kandi uzatwishyura uwo mubare bidatinze;
dushobora kugusaba ko utwishyura umubare w’amafaranga yashyizwe kuri Konti yawe yo Gutega mu buryo bw’ikosa kandi uzatwishyura uwo mubare mu minsi itatu y’akazi mu buryo twifuza;
niba tubigusabye, uduha uruhushya rwanditse mu minsi itatu y’akazi, mu buryo twifuza, rwo kwishyuza uwo mubare binyuze mu kigo cy’ikarita ya kurediti y’Umukiriya;
dushobora gusesa iyo ntego (kandi ntabwo tuzaryozwa igihombo icyo ari cyo cyose cyageze ku Mukiriya nk’ingaruka zabyo); kandi
uretse igihe twakumenyesheje ikindi kintu, intego zose zatezwe nawe nyuma y’uko Konti yawe yo Gutega ishyirwaho amafaranga mu buryo bw’ikosa zizaseswa. Tumaze kwakira uwo mubare wose mu buryo bwuzuye, uzashobora gutega intego kandi.
Kwakira intego na Sosiyete irenze umubare w’amafaranga ahari kuri Konti yawe yo Gutega ntabwo bizafatwa nko kureka uburenganzira bwacu: (i) bwo kugusingiza imibare yose y’amafaranga (harimo n’igihombo) bishingiye kuri iyo ntego birimo, nta nkomyi, gukata iyo mibare mu gihe kizaza kuri Konti yawe yo Gutega; cyangwa (ii) gushyiraho imbibi zikwiye igihe icyo ari cyo cyose nyuma yaho. Mu gihe (i) yakoreshwa, niba tubigusabye, utwishyura amafaranga yose udufitiye bidatinze igihe tubigusabye mu nyandiko kandi mu buryo twifuza.
Kugira ngo twinde urujijo, hatitaye ku kintu icyo ari cyo cyose kinyuranye n’iki mu Masezerano y’Ukoresha, Sosiyete ishobora, ku bwisanzure bwayo, kugena uko ubwishyu bukozwe n’Umukiriya bugenda bwakirwa ku mibare y’amafaranga asabwa kwishyurwa n’Umukiriya kuri Sosiyete.
Kwishyuza Imibare y’Amafaranga ahabwa Sosiyete. Sosiyete ifite uburenganzira bwo kwishyuza imibare y’amafaranga ahabwa n’Umukiriya mu bihe ibyo ari byo byose bikurikira (ariko bitagarukiriye kuri ibi): niba hari umwenda usigaye kuri Konti yo Gutega bitewe no kwemera intego mu buryo bw’ikosa irenze umubare ntarengwa ugaragara kuri Konti yo Gutega;
niba Sosiyete yarashyize mu buryo bw’ikosa amafaranga kuri Konti y’Umukiriya binyuze mu gukemura intego mu buryo butari bwo kandi Umukiriya akaba yarakoresheje yose cyangwa igice cy’ayo mafaranga yashyizweho mu buryo bw’ikosa;
niba Sosiyete yarageneye mu buryo butari bwo amafaranga kuri Konti yo Gutega kandi Umukiriya akaba yarakoresheje yose cyangwa igice cy’ayo mafaranga yagenwe mu buryo butari bwo; cyangwa
Niba uteze intego inyuranyije n’Amasezerano y’Ukoresha, kandi iyo ntego ikaza guhindurwa nyuma ku buryo Umukiriya akoresha yose cyangwa igice cy’amafaranga yahinduwe, bikaviramo ko Konti yo Gutega ijya munsi ya zero.
Mu gihe habayeho umwenda kuri Konti yawe yo Gutega bitewe n’uko twakiriye intego irenze umubare w’amafaranga nyakuri uhari, wemeye ko: dushobora igihe cyose kugabanya amafaranga nyakuri kuri Konti yawe yo Gutega ku kigereranyo cy’amafaranga yashyizweho mu buryo bw’ikosa kandi niba amafaranga ari kuri Konti yawe yo Gutega adahuye neza n’ayashyizweho mu buryo bw’ikosa, wemeye ko uduha ayasigaye igihe cyose tubigusabye mu nyandiko kandi mu buryo twifuza;
dushobora kugusaba ko utwishyura umubare w’amafaranga yashyizwe kuri Konti yawe yo Gutega mu buryo bw’ikosa kandi uzatwishyura uwo mubare bidatinze mu buryo twifuza; cyangwa
ukurikije icyifuzo cyacu ako kanya, uduha uruhushya rwanditse mu buryo twifuza, rwo kwemerera Ikigo kwishyuza umubare w’amafaranga ubanza ku kigo cy’ikarita yawe y’inguzanyo kandi uduha ubufasha bwose twifuza kuri ibi.
Niba ushizeho intego yishe Amasezerano y’Ukoresha, kandi iyo ntego ikaza gukosorwa ku buryo Umukiriya akoresha yose cyangwa igice cy’asigaye yakosowe, bikaviramo Konti ye yo Gutega kugira salide nkinganyagihandure:
twashobora igihe cyose kugabanya amafaranga nyakuri ari kuri Konti yawe yo Gutega angana n’ayashyizweho kimakosa kandi niba amafaranga ari kuri Konti yawe yo Gutega adahuye neza n’ayashyizweho kimakosa, wemeye ko uduha amafaranga asigaye igihe tubigusabye mu buryo bwanditse kandi mu buryo twifuza; twashobora kugusaba kuduha amafaranga yashyizwe kuri Konti yawe yo Gutega kimakosa kandi ugomba guhita uyaduha ako kanya mu buryo twifuza; cyangwa
ukurikije icyifuzo cyacu ako kanya, uduha uruhushya rwanditse mu buryo twifuza, rwo kwemerera Ikigo kwishyuza umubare w’amafaranga ubanza ku kigo cy’ikarita yawe y’inguzanyo kandi uduha ubufasha bwose twifuza kuri ibi.
Ibyamamajwe, Bonasi n’Ibyatanzwe Turashobora gutanga bonasi, ibyatanzwe n’ibyamamajwe bimwe na rimwe binyuze kuri Serivisi (buri kimwe cyose kitwa “Bonasi” kandi byose hamwe bikitwa “Bonasi”).
Bonasi zose zigarukira kuri imwe ku muntu umwe.
Bonasi zose zigengwa n’amategeko n’amabwiriza yihariye y’icyamamajwe kandi Bonasi y’ubuntu yashyizwe kuri Konti yawe yo Gutega igomba gukoreshwa hubahirizwa ayo mategeko n’amabwiriza. N’ubwo haba hari amategeko yo guhindura mu Mategeko yo Gukoresha, twihariye uburenganzira bwo gukuraho cyangwa guhindura Bonasi iyo ari yo yose igihe cyose harimo n’amategeko n’amabwiriza byayo.
Mu gihe Ikigo cyaba gifite amakenga afite ishingiro ko uri gukoresha nabi cyangwa ugerageza gukoresha nabi bonasi, ibyatanzwe cyangwa ibindi byamamajwe, cyangwa ko ushobora kubonera inyungu mu gukoresha nabi cyangwa kutagira ubunyangamugayo muri politiki y’imikino y’amahirwe yemewe n’Ikigo, icyo gihe Ikigo gishobora, ku bwende bwayo bwite, kukwima, kukugumiraho cyangwa kukuburisha Bonasi yose, ibyatanzwe cyangwa icyamamajwe, cyangwa kugarura politiki iyariyo yose ikwerekeyeho, byaba iby’igihe gito cyangwa burundu, cyangwa gufunga Konti yawe yo Gutega.
Amategeko n’amabwiriza akurikira agenga uruhare rwawe mu byamamajwe bya “Intego y’Ubuntu” (Free Bet) cyangwa “Itike y’Ubuntu” (Free Ticket) bitangwa n’Ikigo. Niba utemeranywa n’amategeko n’amabwiriza akurikira ndetse n’Amasezerano y’Ukoresha, ntiwemerewe kwemera cyangwa gukoresha “Intego y’Ubuntu” cyangwa “Itike y’Ubuntu” twatanze cyangwa twasabye: Ikigo gishobora, rimwe na rimwe, gutanga poromosiyo za bonasi zirimo “Intego z’Ubuntu.” Intego y’Ubuntu yose wujuje ibisabwa uzahabwa izashyirwa ku gice cya salide yawe y’Intego y’Ubuntu kuri Konti yawe yo Gutega kandi ishobora gukoreshwa gusa mu gutega intego. Intego z’Ubuntu ntizishobora kubikuzwa, kwimurwa, gusimburwa, cyangwa guhindurwa.
Ikigo gishobora kandi gutanga poromosiyo za bonasi zirimo “Amatike y’Ubuntu.” Itike y’Ubuntu yose wujuje ibisabwa uzahabwa izashyirwa ku gice cya salide yawe y’Itike y’Ubuntu kuri Konti yawe yo Gutega kandi ishobora gukoreshwa gusa mu gutega intego kuri kuponi za Jackpot na Bonanza. Amatike y’Ubuntu ntayashobora kubikuzwa, kwimurwa, gusimburwa, cyangwa guhindurwa.
Salide yose ihari y’Intego y’Ubuntu ntishobora kubikuzwa.
Intego z’Ubuntu n’Amatike y’Ubuntu bishobora gukoreshwa gusa ku bw’intego zo gutega kandi ntibishobora guhindurwamo amafaranga nyakuri cyangwa ubundi buryo ubwo ari bwo bwose bw’agaciro.
Amasezerano y’Ukoresha akoreshwa ku mikorere yose harimo nta nkomyi iki Gice cya 16.5. Mu gihe habayeho ukunyuranya, andi mategeko y’Amasezerano y’Ukoresha azaza mbere y’iki Gice cya 16.5.
Intego y’Ubuntu iboneka mu gihe kitarenze iminsi 180 nyuma yo gushyirwa kuri Konti yawe yo Gutega. Niba idakoreshejwe, Intego yawe y’Ubuntu izata agaciro mu buryo bwikora nyuma y’iminsi 180 kandi izakurwa kuri Konti yawe yo Gutega, keretse igihe bigaragajwe ukundi mu mategeko n’amabwiriza yihariye y’icyo cyamamajwe.
Itike y’Ubuntu iguma ifite agaciro gusa mu gihe kuponi bijyanye ifunguye.
Intego y’Ubuntu igomba gukoreshwa yose nk’intego imwe gusa, ishobora kuba irimo guhitamo kumwe cyangwa byinshi.
Niba Intego y’Ubuntu ishyizwe ku guhitamo kwakuweho, umubare w’amafaranga y’Intego y’Ubuntu y’umwimerere uzasubizwa kuri Konti yawe yo Gutega.
Niba Itike y’Ubuntu ishyizwe kuri kuponi yakuweho cyangwa yasheshwe, Itike y’Ubuntu ntizasubizwa kuri Konti yawe yo Gutega. Ikigo gishobora, ku bwende bwacyo bwite, gutanga indi Tike y’Ubuntu yo kuyisimbura.
Intego z’Ubuntu n’Amatike y’Ubuntu ntibyasubizwa. Amafaranga y’intego (stake) y’Intego y’Ubuntu ntabwo abarirwa mu nsinzi iyo ari yo yose; inyungu ishingiye ku nsinzi gusa (net winnings) ni yo izashyirwa kuri Konti yawe yo Gutega. Nk’urugero gusa: Niba ushinzeho Intego y’Ubuntu ya RWF 4 ku ma odds ya 2.0, amafaranga yose yotashye yaba RWF 8. Kubera ko amafaranga yateganyijwe (stake) ya RWF 2 ari Intego y’Ubuntu, RWF 6 gusa (insinzi) ni yo izashyirwa kuri Konti yawe yo Gutega.
Inyungu ntarengwa ku Ntego y’Ubuntu iyo ari yo yose ibarwa hashingiwe kuri buri gikorwa cyo kubamamaza (campaign) bijyanye.
Inyungu ntarengwa ku Tike y’Ubuntu igarukira ku nyungu nini ishoboka kuri kuponi yashyizweho.
Salide yose y’Intego y’Ubuntu izahita itakara igihe habayeho kubikuza.
Mbere yo gukora ibyo kubikuza, Ikigo kizagenzura imikino kugira ngo harebwe niba nta buryo budasanzwe bwo gutega bwabayemo. Gutega intego zingana, izitanga inyungu ya zeru (zero-margin), cyangwa kwishingira intego zishidikanywaho (hedge bets) ukoresheje guhuza Intego z’Ubuntu n’amafaranga nyakuri ku mukino umwe bishobora gufatwa nk’umukino udasanzwe. Ikigo gifite uburenganzira bwo guhagarika ibyabikuwe cyangwa gufatira ibyatsinzwe muri icyo gihe.
Salide yose ya Konti yawe yo Gutega igizwe na salide y’amafaranga nyakuri, salide y’Intego y’Ubuntu, ndetse na Salide y’Itike y’Ubuntu. Ntushobora kubikuza amafaranga kuri salide y’Intego y’Ubuntu n’Itike y’Ubuntu.
Ibikorwa Bibujijwe Niba twemera mu buryo bushyize mu gaciro cyangwa tukaba dukeka cyangwa tukemeza ko urimo gukora cyangwa wakoze igikorwa icyo ari cyo cyose cy’uburiganya, kutavugisha ukuri cyangwa icyaha cyangwa igikorwa kinyuranyije n’amategeko cyangwa ugakora igikorwa icyo ari cyo cyose kibujijwe (harimo no koza amafaranga y’umwanda) hashingiwe ku mategeko y’ubutegetsi ubwo ari bwo bwose bukoreshwa (“Ibikorwa Bibujijwe”), twashobora ku bwende bwacu gufata icyemezo cyangwa byose mu bikorwa byavuzwe mu Gice cya 17.3 na 17.4.
Ibi bikurikira ni bimwe mu ngero z’Ibikorwa Bibujijwe: aho inkomoko y’amafaranga wakoresheje mu gutega binyuze kuri Serivisi ari bitemewe n’amategeko cyangwa aho ukoresha Serivisi mu buryo ubwo ari bwo bwose nka sisitemu yo kohereza amafaranga cyangwa aho dukeka mu buryo bushyize mu gaciro ko ushobora kuba uri mu bikorwa byo koza amafaranga y’umwanda, harimo no gukoresha inyungu zavuye mu byaha;
kugira uruhare cyangwa kugerageza kugira uruhare mu Gutega mu gatsiko (Syndicate Betting);
niba ukoresha Serivisi cyangwa Urubuga ku bindi bintu bitari ibyawe bwite n’imyidagaduro;
kwinjira ku nguvu, kwinjirira mu buryo bw’ubujura (hacking), kugera cyangwa kugerageza kwinjira ku nguvu, kwinjirira mu buryo bw’ubujura cyangwa kugera cyangwa kubaka uburyo bunyuranyije n’ingamba zacu z’umutekano cyangwa sisitemu, birimo ariko bidatumye kurenga sisitemu zacu kugira ngo ukoreshe Serivisi mu gihe wasabye guhagarika kwakira Serivisi zacu;
Niba waragize uruhare cyangwa urimo kugira uruhare mu buriganya cyangwa ugerageza kuriganya;
ukora cyangwa warakoze uburyo ubwo ari bwo bwose bwo kuriganya;
gukuraho umuyoboro w’imiyoborere ku bwende mu mukino mu gihe uri gukina kuri Serivisi;
uri gukoresha cyangwa warakoresheje Urubuga cyangwa Serivisi mu buryo bw’uburiganya;
uri gukoresha cyangwa warakoresheje Urubuga cyangwa Serivisi ku ntego zitemewe cyangwa zinyuranyije n’amategeko;
urimo kugira uruhare cyangwa waragize uruhare mu buryo bwo gutega bwungukira mu cyinyuranyo cy’amadori (odds) hagati y’ibigo bitandukanye byo gutega, cyangwa birimo gushyira intego ku nsinzi zose zishoboka z’umukino, haba mu buryo bwombi kugira ngo wizeze inyungu bitandukanye n’uko umukino urangira;
warakoresheje cyangwa uri gukoresha Serivisi mu buryo butari bwo, birimo ariko bidatumye niba warariganyije, warakoranye rwihishwa n’abandi, cyangwa wungukiye mu buryo butari bwo kuri twe, Serivisi, cyangwa undi mukoresha uwo ari we wese wa Serivisi;
waragize uruhare cyangwa urimo kugira uruhare mu Gikorwa cyo Gutega Giteye Amakenga;
warakoresheje cyangwa uri gukoresha cyangwa ugerageza gukoresha VPN cyangwa porogaramu cyangwa ikoranabuhanga rimeze nka yo kugira ngo uhishe aho uherereye;
niba twakiriye “gukuraho kwishyura” (charge back), “kwangwa” cyangwa “gusubizwa inyuma” ku bijyanye n’amafaranga washyizeho cyangwa wagerageje gushyiraho;
niba ukoresha nabi Bonasi iyo ari yo yose, harimo niba twavumbuye cyangwa tukaba dufite ishingiro ryo kwemera ko uri kwungukira mu buryo butari bwo, cyangwa uri gukoresha cyangwa guhindura, Bonasi izo ari zo zose cyangwa ukundi kwica amategeko n’amabwiriza ya Bonasi;
niba utanga amakuru atari yo, atuzuye, cyangwa ayobya mu gihe wiyandikisha kuri Konti yo Gutega cyangwa nyuma yaho;
niba uteze intego ku nsinzi y’umukino cyangwa imigendekere cyangwa ku gushoboka kw’ikintu cyose cyaba cyangwa kitaba, kandi twayivumbura cyangwa tukagira ishingiro ryo kwemera ko uzi uko uwo mukino urangira;
urimo gukoresha nabi amakuru atari ay’imbaga kugira ngo utege intego;
gukoresha nabi cyangwa guhohotera nawe cyangwa umuntu uwo ari we wese ukorana nawe cyangwa mu izina ryawe, by’amakosa y’itumanaho (bugs), udukosa tw’ikoranabuhanga (glitches), cyangwa amakosa ya Serivisi, Porogaramu (Software) cyangwa Urubuga;
uri gukoresha cyangwa warakoresheje sisitemu cyangwa porogaramu zikora mu buryo bwikora (automated) kugira ngo ukope cyangwa ukureho byose cyangwa igice cy’iza Serivisi cyangwa Urubuga, amakuru yose cyangwa ibitabo kuri Serivisi cyangwa Urubuga cyangwa igice cyabyo (harimo, ariko bidakumira, ibyavuyemo, imibare, amakuru y’imikino n’urutonde rw’imikino, amadori n’imibare yo gutega), cyangwa andi makuru yose cyangwa ibitabo kuri Serivisi cyangwa kodi y’inkomoko yayo (rimwe na rimwe byitwa ‘screen scraping’ cyangwa ‘scraping’);
ukora cyangwa wagerageje gukora ubucuruzi bwa byose cyangwa igice icyo ari cyo cyose cya Serivisi cyangwa Urubuga, amakuru cyangwa ibitabo kuri Serivisi cyangwa Urubuga (harimo, ariko bidakumira, ibyavuyemo, imibare, amakuru y’imikino n’urutonde rw’imikino, amadori n’imibare yo gutega), cyangwa andi makuru yose cyangwa ibitabo kuri Serivisi cyangwa kodi y’inkomoko yayo;
ubujijwe kugira uruhare mu gutega n’itegeko iryo ari ryo ryose ry’amasezerano yawe y’akazi, itegeko iryo ari ryo ryose cyangwa rwanone y’urwego ruyobora imikino irebana nawe;
niba warakoresheje cyangwa wagerageze gukoresha undi mukinnyi wo hanze y’urwego cyangwa porogaramu zifashishwa mu gutega cyangwa porogaramu (software) harimo (nta nkomyi) ikoreshwa ry’ubuhanga bw’ubukorano (artificial intelligence), porogaramu za bot zikora mu buryo bwikora;
wagize uruhare mu buryo ubwo ari bwo bwose mu kwivanga, guhagarika, cyangwa guhindura imikorere ya Serivisi cyangwa imigendekere isanzwe ya Serivisi iyo ari yo yose; kandi
wakoresheje nabi ikosa, icyuho cyangwa inenge muri Serivisi cyangwa muri porogaramu yacu cyangwa iy’undi muntu uwo ari we wese.
Niba tubona ko mufite impamvu zifatika cyangwa tukaba twemeje ko muri gukora cyangwa mwakoze Igikorwa Kibujijwe, dushobora gufata icyemezo cyo gukora kimwe cyangwa byinshi mu bikurikira: gufunga Konti yawe yo Gutega;
gukora iperereza kuri icyo Gikorwa Kibujijwe kandi dufite uburenganzira bwo guhagarika ubwishyu mu gihe cy’iperereza;
kutesha agaciro imitego yawe ifitanye isano n’Igikorwa Kibujijwe;
kutesha agaciro imitego yawe yose;
guhagarika by’agateganyo Konti yawe yo Gutega;
guhagarika by’agateganyo ukubikuza kwawe;
gusesa imitego yose itarabarurwa;
kwanga kwakira imitego yose washinze;
dushobora kumenyesha inzego zibifitiye uburenganzira, abandi batanga serivisi zo kuri interineti na banki, ndetse n’ibigo by’amakarita y’inguzanyo, abatanga serivisi zo kwishyura binyuze ku buryo bw’ikoranabuhanga cyangwa ibindi bigo by’imari ibyerekeye umwirondoro wawe ndetse n’Igikorwa Kibujijwe cyose wakoze, kandi uzafatanya natwe mu buryo bwuzuye mu gukora iperereza kuri icyo gikorwa;
guhagarika ubwishyu bwose bugugenewe;
kugaruza inyungu zose watsindiye tubona ko zifitanye isano n’Igikorwa Kibujijwe.
Ikindi kandi, nta kubangamira Igice cya 17.3, niba tubona ko mufite impamvu zifatika cyangwa tukaba twemeje ko muri gukora cyangwa mwakoze Igikorwa Kibujijwe, ku bijyanye n’inyungu zose zikomoka kuri icyo Gikorwa Kibujijwe: Ikigo gishobora gukura izo nyungu kuri Konti yawe yo Gutega niba amafaranga ari kuri Konti yawe yo Gutega adahagije kugira ngo akurweho izo nyungu, wemeye ko uzatwishyura amafaranga asigaye igihe cyose ubisabwe mu nyandiko kandi mu buryo tubisabye; cyangwa
wemeye ko uzishyura umubare w’amafaranga angana n’izo nyungu igihe cyose ubisabwe mu nyandiko kandi mu buryo tubisabye.
Amategeko Ku bijyanye n’amategeko ayo ari yo yose akoreshwa yerekeye imikino cyangwa ibicuruzwa bitangwa binyuze kuri Serivisi yatangajwe ku Rubuga cyangwa binyuze kuri Serivisi (“Amategeko”), ni inshingano zawe kwemeza ko wasomye Amategeko akoreshwa yose kandi ko uyasobanukiwe neza mbere yo gushyira umutego ku mukino cyangwa ku gicuruzwa bireba.
Mu mikino yose, imitego ibarurwa hashingiwe ku birorero (cyangwa ibyavuye mu mikino) byatangajwe n’ugabura ibicuruzwa byacu by’imikino. Mu gihe ugabura ibicuruzwa byacu by’imikino adatange ibyavuye mu mukino ku mutego uregereye, tuzategereza kubara uwo mutego kugeza igihe habonetse ubwumvikane rusange ku isoko ku byavuye mu mukino bireba uwo mutego.
IMISORO N’AMAHORO Imitego yose yatsinzwe isoreshwa kandi igatandukanywa n’amahoro hashingiwe ku mategeko akoreshwa mu Rwanda. Aho bikenewe, Ikigo kizagumana imisoro n’amahoro agomba kwishyurwa kura ku nyungu zatsindiwe maze kiyashyikirize Ikigo cy’Imisoro n’Amahoro cy’u Rwanda (RRA) mu izina ryawe.
Niba nta musoro ufatirwa ku gakanu ugomba kwishyurwa, inyungu uzazihabwa zose nta gukurwaho na gake.
Gusesa Konti yawe yo Gutega Uretse ibindi biteganyirizo byo gusesa bikubiye mu Masezerano y’Ukoresha, dushobora gufunga Konti yawe yo Gutega ako kanya nta nteguza: niba ku mpamvu iyo ari yo yose dufashe icyemezo cyo guhagarika gutanga Serivisi muri rusange cyangwa kuri wowe by’umwihariko, cyangwa ku yindi mpamvu yose dushaka;
niba wishe Amasezerano y’Ukoresha;
kubera impamvu z’amategeko agenga urwego, impamvu z’amategeko cyangwa itegeko ry’urukiko;
niba Konti yawe yo Gutega ifitanye isano mu buryo ubwo ari bwo bwose na konti isanzweho yafunzwe kubera kwica Amasezerano y’Ukoresha; cyangwa
ku zindi mpamvu zose zifatika tubona ko zikwiriye.
Niba wifuza gufunga Konti yawe yo Gutega, hamagara kuri 0788191200 cyangwa utwandikire kuri imeli kuri [email protected] , uko gusesa bizatangira gukurikizwa igihe Ikigo kizaba gifunze Konti yawe yo Gutega.
Uzakomeza kubazwa ibikorwa byose byabaye kuri Konti yawe yo Gutega kugeza igihe iyo Konti yo Gutega izasheshwa n’Ikigo.
Mu gihe Konti yawe yo Gutega isheshwe ku mpamvu iyo ari yo yose: ugomba guhita uhagarika gukoresha Urubuga na Serivisi;
impushya zose wahawe mu Masezerano y’Ukoresha zizahita ziseswa ako kanya;
imitego yose igifunguye izateshwa agaciro natwe;
Amasezerano y’Ukoresha azahita aseswa ako kanya;
amafaranga yose ubitsemo utubereyemo umwenda azahita agomba kwishyurwa ako kanya; kandi
Udushimwe twose (Bonuses) wahawe tuzateshwa agaciro natwe.
Mu gihe ufunze Konti yawe yo Gutega hashingiwe ku Gice cya 20.2 cyangwa Konti yawe yo Gutega igafungwa natwe hashingiwe ku Gice cya 20.1.1, tuzagusubiza amafaranga asanzwe ari kuri konti yawe yo Gutega hashingiwe ku burenganzira bwacu bwo: (i) gukura kuri konti amafaranga yose udufitiye nka mwenda (harimo nta n’inkomyi igihombo cyose); (ii) gukura kuri konti imisoro yose, amahoro n’ayafatirwa adusabwa gukuraho; (iii) gukemura Ikosa cyangwa Imikorere mibi hashingiwe ku Bice bya 24.3, 24.5, 24.9 cyangwa 24.11 (aho bikoreshwa); (iv) gukemura ibyerekeye imitego yateshejwe agaciro hashingiwe ku Gice cya 25; (v) gukemura ibyerekeye amafaranga ashyizwe kuri Konti yawe yo Gutega mu buryo butari bwo hashingiwe ku Gice cya 14; kandi (v) kugaruza amafaranga ayo ari yo yose udufitiye hashingiwe ku Gice cya 15, mu gihe cyumvikana nyuma yo gusesa Konti yawe yo Gutega. Niba nyuma y’ibyo byose, Konti yawe yo Gutega isigaranye umubare w’amafaranga asanzwe atari yo (negative balance), dushobora kugusaba kwishyura uwo mubare w’amafaranga asanzwe atari yo kandi ugahita uyatwishyura ako kanya no mu buryo tubisabye.
Mu gihe Konti yawe yo Gutega isheshwe hashingiwe ku Bice bya 20.1.2-20.1.5 cyangwa ku Bice bya 6.6, 7.5.2, 7.6, 12.6, 12.7, 16.4 cyangwa 17.3.1, dushobora gufata icyemezo cyo: (a) guhagarika no kugumana amafaranga nyakuri ari kuri Konti yawe yo Gutega uzaba utakaje (harimo nta n’inkomyi Konti Zisabikanyijwe); cyangwa (b) tuzagusubiza amafaranga asanzwe ari kuri konti yawe yo Gutega hashingiwe ku burenganzira bwacu bwo (harimo nta n’inkomyi Konti Zisabikanyijwe): (i) gukura kuri konti amafaranga yose udufitiye nka mwenda (harimo na n’igihombo cyose); (ii) gukura kuri konti imisoro yose, amahoro n’ayafatirwa adusabwa gukuraho; (iii) gukemura Ikosa cyangwa Imikorere mibi hashingiwe ku Bice bya 24.3, 24.5, 24.9 cyangwa 24.11 (aho bikoreshwa); (iv) gukemura ibyerekeye imitego yateshejwe agaciro hashingiwe ku Gice cya 25; (v) gukemura ibyerekeye amafaranga ashyizwe kuri Konti yawe yo Gutega mu buryo butari bwo hashingiwe ku Gice cya 14; kandi (v) kugaruza amafaranga ayo ari yo yose udufitiye hashingiwe ku Gice cya 15; kandi (viii) guhagarika no kugumana amafaranga ayo ari yo yose ari kuri Konti yawe yo Gutega afitanye isano mu buryo ubwo ari bwo bwose no kwica Amasezerano y’Ukoresha kwawe, impamvu yo gusesa Amasezerano y’Ukoresha cyangwa Igikorwa cyose Kibujijwe uzaba utakaje. Niba nyuma y’ibyo byose Konti yawe yo Gutega isigaranye umubare w’amafaranga asanzwe atari yo (negative balance), dushobora kugusaba kwishyura uwo mubare w’amafaranga asanzwe atari yo kandi ugahita uyatwishyura ako kanya no mu buryo tubisabye.
Kugira ngo twirinde gushidikanya, Udushimwe (Bonuses) twose twashyizwe kuri Konti yawe yo Gutega tuzahita duta agaciro ako kanya mu gihe cyo gusesa Konti yawe yo Gutega.
Uburenganzira bwo gusesa Konti yawe yo Gutega ntibuzatubuza gukoresha ubundi burenganzira bwose cyangwa gushaka igisubizo ku bijyanye no kwica Amasezerano y’Ukoresha kwawe.
Guhagarika by’agateganyo Konti yawe yo Gutega ntibizabangamira uburenganzira bwacu bufite mu Masezerano y’Ukoresha bwo gusesa Konti yawe yo Gutega.
Ibiteganywa hano byose byaba mu buryo bugaragara cyangwa kubera imiterere yabyo bisabwa gukomeza kubahirizwa n’ubwo Amasezerano y’Ukoresha yaseswa kugira ngo bigere ku ntego yabyo, bizakomeza kubahirizwa kugeza igihe bitazaba bigikenewe ko bikomeza kubahirizwa kugira ngo bigere ku ntego yabyo. Nta kubangamira muri rusange ibyavuzwe haruguru, Ibyiciro 3 (Ibisobanuro n’Iyasubiramo), 11.3-11.5 (Uburenganzira bw’Umutungo mu Bwenge), Igice 14 (Gushyira ku makonti amafaranga mu buryo butari bwo n’Ikigaruzwa cy’Amafaranga Agomba kwishyurwa Ikigo kubera ko Ikigo cyakiriye umutego mu buryo bw’ikosa), 15 (Ikigaruzwa cy’Amafaranga Agomba kwishyurwa), 19 (Imisoro n’Amahoro), 20.4, 20.5 (niba bikoreshwa), 20.6 (niba bikoreshwa) na 20.8 (Gusesa Konti yawe yo Gutega), 21 (Amakimbirane), 23 (Nta Garanti), 24 (Amakosa n’Imikorere mibi), 26 (Icyizere cyawe cy’indishyi), 27 (Imipaka y’Inshingano), 28 (Ikimenyetso cy’Umwenda), 30 (Amategeko Agenga n’Uruhande rw’Urukiko Rwihariye), na 32 (Ibindi Biteganywa) bizakomeza kubahirizwa n’ubwo aya Masezerano y’Ukoresha yaseswa.
Amakimbirane Mu gihe cyose habaye amakimbirane hagati yawe n’Ikigo ku bijyanye n’inshingano z’Ikigo zo kwishyura inyungu watsindiye bivugwa, kandi ayo makimbirane akaba adashobora gukemurwa hagati y’impande zombi mu buryo bw’ubwumvikane, wowe cyangwa Ikigo mushobora kuregera amakimbirane Ikigo cy’Igihugu gishinzwe Iterambere mu Rwanda (“RDB”) kugira ngo ayakemure.
RDB ishobora gukora iperereza kuri icyo kibazo kandi nyuma yaho igakemura amakimbirane n’itangaza ry’ibyavuyemo ku mpande zombi.
Niba wowe cyangwa Ikigo mutishimiye umwanzuro wa RDB, uwo ruhande rushobora gutanga ubusabe muri RDB bwo gukora audiyansi yo gusubiramo uwo mwanzuro. RDB ishobora gukora iyo audiyansi kandi ikemeza niba umwanzuro w’umwimerere w’amakimbirane ugomba kwemezwa, gukurwaho cyangwa guhindurwa mu buryo ubwo ari bwo bwose.
Uburyo bwo kuregera amakimbirane kuri RDB kugira ngo ayakemure ntibuzasimbura cyangwa ngo bukureho uburenganzira bwawe cyangwa ubw’Ikigo bwo kugira amakimbirane aburanishwa n’urukiko nk’uko bisobanutse neza mu Gice cya 30.
Kwikumira mu Mikino Turazirikana ko n’ubwo kuri benshi gukina imikino y’amahirwe bishimishije, kuri abandi bishobora kuba ikibazo. Ushobora gusuzuma ubufasha ndetse (aho bikenewe) n’uburyo bwo kugenzura bihari usoma Politiki yacu y’Imikino y’Amahirwe Iteganyijwe neza (Responsible Gambling Policy).
Muri iyo Politiki y’Imikino y’Amahirwe Iteganyijwe neza, dushyiraho amahitamo ya: (i) kwikumira by’agateganyo – ibi bituma Konti yawe yo Gutega idashobora gukoreshwa kugeza igihe wumva witeguye kuyigarukamo; na (ii) kwikumira burundu – Konti yawe yo Gutega igasheshwa. Ibi ntibishobora guhindurwa, bivuze ko utazigera wongera kubona Konti yawe yo Gutega ukundi.
Soma Politiki y’Imikino y’Amahirwe Iteganyijwe neza (Responsible Gambling Policy) kugira ngo umenye andi makuru.
Mu gihe wikumiye mu mikino maze ugafungura konti nshya yo gutega mu Kigo, Ikigo gishobora gufunga iyo konti kigahagarika kandi kikagumana amafaranga yose arimo uzaba uyatitse.
Ntitwemera inshingano cyangwa uruhare na ruto niba ukomeje gukina imikino y’amahirwe cyangwa niba ushaka gukoresha Serivisi ufite umugambi wo kwirinda nkana ingamba zifunze z’imikino y’amahirwe iteganyijwe neza (zaba zashyizweho nawe cyangwa natwe) cyangwa niba tudashoboye gushyira mu bikorwa ingamba/politiki zacu ku bw’impamvu ziri ngombwa zitari mu bushobozi bwacu, harimo niba waradusangije amakuru atari ukuri kandi atari yo kugira ngo wirinde politiki cyangwa ibikoresho by’imikino y’amahirwe itekanye.
Uzafatwa nk’uwishe Amasezerano y’Ukoresha natwe, niba izina ryawe ryanditswe ku rutonde rw’abikumiye mu mikino rufitwe n’Ikigo cy’Igihugu gishinzwe Iterambere mu Rwanda (RDB) cyangwa n’Ikigo, hashingiwe kuri politiki z’imikino y’amahirwe iteganyijwe neza.
Nta Garanti Itangwa WEMEYE KANDI USOBANUKIWE KO KWINJIRA NO GUKORESHA URUBUGA, POROGARAMU NA SERIVISI BYAWE, BINYURA MU MAHITAMO YAWE, MU BUSHOBOZI BWAWE NO MU BYAGO BYAWE.
WEMEYE KANDI KO KWINJIRA NO GUKORESHA URUBUGA, POROGARAMU NA SERIVISI BYAWE BYEMEREWE GUSA MU BURYO BWUBAHIRYJE NEZA INYANDIKO Z’AMASEZERANO Y’UKORESHA CYANGWA AMATEGEKO N’AMABWIRIZA AKORESHWA.
SERIVISI N’URUBUGA BITANGWA “UKO BIRI”.
KU BURYO BWUZUYE BWEMEREWE N’AMATEGEKO AKORESHWA, IKIGO NTA GARANTI, IBIHE, CYANGWA IHAGARARIRA BYABA MU BURYO BUGARAGARA CYANGWA BUZIGUYE (YABA BINYUZE MU MATEGEKO, IBIHE CYANGWA IBINDI), HARIMO ARIKO HATAGARUKIRA KURI GARANTI CYANGWA IBIHE BY’UBUCURUZI, KUTICA UBURENGANZIRA BW’ABANDI, UBURIRE BWA QUALITY IYISHYURWA, GUKWIRIRA INTEGO YIHARIYE, KUZURA CYANGWA UKURI KWA SERIVISI, POROGARAMU CYANGWA URUBUGA CYANGWA KUTICA AMATEGEKO N’AMABWIRIZA AKORESHWA.
MU RUGERO RUGARI RUPESHYUWE N’AMATEGEKO YAKURIKIZWA, IKIGO NTITANGA IKIZERE CY’UKO URUBUGA, POROGARAMU (SOFTWARE) CYANGWA SERIVISI BIZAHUZA N’IBYO UKENEYE, BIZAKORA NTAMBERA, KU GIHE, MU BURYO BUTEKANYE CYANGWA NTAMAKOSA, KO INYANDIKO ZIFITE IBIKORWA BIZAKOSORWA, CYANGWA KO SERIVERI ITUMA URUBUGA N’IZO SERIVISI BIBONEKA NTAVIRUSI CYANGWA BUGS ZIFITE
MU RUGERO RUGARI RUPESHYUWE N’AMATEGEKO YAKURIKIZWA, IKIGO NTITANGA IKIZERE CYANGWA KWEMEZA KU MUKORERE NYAYO, UKURI, CYANGWA KWIZERA K’URUBUGA CYANGWA SERIVISI CYANGWA SE IBIKORESHO N’AMAKURU BIRIMO CYANGWA BITANGWA BINYUZE MU SERIVISI CYANGWA URUBUGA CG SE KU BISUBIZO CYANGWA UKURI KW’AMAKURU AYARIYO YOSE UBONYE BINYUZE KU RUBUGA CYANGWA KURI SERIVISI.
Amakosa n’Imikorere mibi
Amakosa
“Ikosa” bishaka kuvuga ikosa cyangwa ukwibeshya kose, hatagendewe ku buryo ryavutsemo. Bitabangamiye ibyavuzwe haruguru, Ikosa rishobora gukomoka ku kwibeshya kw’abantu, imiyoborere, imikorere, tekiniki, cyangwa ibibazo by’imashini cyangwa amakosa ndetse n’imvange y’ibi byose. Nko gutanga urugero gusa, Ikosa rishobora kuba, ariko ridafatiye kuri ibi gusa: gushyiraho amahirwe atari yo;
intego yakiriwe mu gihe mu buryo busanzwe iryo tera ritari kwemerwa (urugero kubera ibibazo bya tekiniki byabaye mu mikorere ya Serivisi cyangwa y’Urubuga);
ibiciro/amahirwe/amategeko n’amabwiriza bitangwa binyuze kuri Serivisi cyangwa ku Rubuga binyuranye cyane n’ibyo ku isoko (ni ukuvuga ko bitandukanye cyane n’ibiri ku isoko muri rusange (harimo n’ayandi masosiyete) mu gihe intego yakirwaba);
intego yakiriwe nyuma y’igihe cyo gutangira cyangwa igihe cy’umukino (uretse intego zemerewe mugihe umukino uri kuba);
intego yakiriwe ku mukino wagombaga kuba wahagaritswe cyangwa wafunzwe, urugero nko mu gihe umukino ugikomeza (uretse aho intego zo ‘mu gihe cy’umukino’ zemerwe mu buryo bweruye kandi zikakirwa) cyangwa umukino uvugwa waramaze kuba cyangwa urangiye (rimwe na rimwe bita ‘intego zatinze’);
intego yakiriwe ku giciro kitari cyo (kirimo amahirwe, ibijyanye na handicap, ndetse n’andi mategeko n’amabwiriza cyangwa amakuru arambuye y’intego);
Intego zo mbere y’umukino zemerwa natwe nyuma y’ibihe byashyizwe ku Rubuga ku mukino runaka (urugero nk’aho ibihe byashyizwe ku Rubuga bitavuguruwe);
intego yakiriwe ku mukino ibyavuyemo byari bimaze kumenyekana cyangwa kugenwa;
intego yashyizweho hakingirwa amafaranga yashyizwe kuri Konti yawe yo Gutegeka mu buryo bw’ikosa;
ibiciro/amahirwe/amategeko atanzwe mu gihe intego yakirwaga bishobora kuba bitari byo rwose ugereranyije n’amahirwe y’uko uwo mukino cyangwa ibyavuyemo bishobora kubaho;
intego yakiriwe ku mukino wagendeweho mu buryo bunyuranyije n’amategeko cyangwa ukagira ingaruka zikomoka ku bikorwa binyuranyije n’amategeko;
aho umukino wakemuwe ariko nyuma bikaza kuvumburwa ko ibyavuyemo/umuvunyi bitaribyo hashingiwe ku isobanurwa ry’ibarura ryo kuri uwo mukino;
intego yakiriwe ku mukino aho nyuma haje gutangwa itangazo rihindura cyane amahirwe yari ahari kuri iyo ntego; kandi
Ikosa rishobora kagaragara cyangwa ntirigariwe natwe cyangwa nawe kandi rishobora kumenyekana gusa mu gihe amabwiriza yo gukemura, ibyavuye mu mukino, ibyatsinzwe cyangwa kubikuza bikorewe iperereza kandi bikaburanywa mu buryo bw’inyuma.
Mu gihe habaye Ikosa, Ikogo ishobora gufata ingamba zikurikira: gutangaza ko intego yose cyangwa igice cyayo rateshejwe agaciro;
gukemura intego ku giciro/amahirwe/amategeko bikwiye (ku bijyanye no gukemura intego ku giciro cyiza, tuzasuzuma ibiciro byari bihari ku isoko rusange mu gihe intego yakorwaga, harimo n’ibiciro bitangwa n’ibindi bigo byo gukina betting mu Rwanda – Urugero: Niba amahirwe yaranditswe nka 308 mu gihe ku isoko rusange yari 3.08 intego zatsinze zose zizakemurwa hakurikijwe igiciro cyo ku isoko rusange); cyangwa
gukemura intego ku giciro cyiza cyari gihari ku isoko mu gihe intego yashyirwagaho, aho igiciro cyatanzwe cyari gitandukanye cyane n’icyo ku isoko rusange kubera Ikosa.
Ikigo ntacyo kizabazwa ku gihombo cyose, harimo n’igihombo cy’amafaranga yatsinzwe, gikomoka ku Ikosa.
Niba mu buryo bw’ikosa warahawe amafaranga yatsinzwe nk’ingaruka z’Ikosa: ikigo gishobora gukuramo ayo mafaranga yatsinzwe kuri Konti yawe yo Gutegeka, niba amafaranga ari kuri Konti yawe yo Gutegeka adahagije kugira ngo akurwemo ayo mafaranga yatsinzwe, wemeye ko uduha ayo mafaranga asigaye ku busabe bwacu bwanditse kandi mu buryo tubisaba; cyangwa
wemeye ko uzishyura umubare ungana n’ayo mafaranga yatsinzwe ku busabe bwacu bwanditse kandi mu buryo tubisaba.
Wiyemeje kutumenyesha mu gihe cyose umenye iby’Ikosa.
Imikorere mibi
“Imikorere mibi” bishaka kuvuga igikorwa cya tekiniki, imikorere cyangwa uburyo bwikora bunanirwa gukora nk’uko byateguwe cyangwa byari biteganyijwe ku bijyanye n’Urubuga, Porogaramu cyangwa Serivisi, ibyo bikaba birimo ariko bitagarukira kuri ibi: mu gikoresho icyo aricyo cyose cyangwa ibikoresho;
kuri porogaramu yose, gahunda, dosiye y’amakuru cyangwa ikindi kintu cyose gikomokaho icyo Umukiriya akoresha cyangwa gitangwa cyangwa gikoreshwa n’Ikigo; bigatuma umukino uwo ari wo wose cyangwa igicuruzwa gitangirwa betting gukora mu buryo bunyuranyije n’amategeko yatangajwe ku Rubuga cyangwa kuri Serivisi zijyanye n’uwo mukino cyangwa icyo gicuruzwa;
byangiza, bihagarika cyangwa bidobya uburyo busanzwe cyangwa bwari buteganyijwe bw’imikorere y’umukino uwo ari wo wose cyangwa igicuruzwa gitangirwaho betting, cyangwa
bikabyara ibyavuyemo binyuranyije cyisa n’uburyo busanzwe cyangwa bwari buteganyijwe bw’imikorere y’umukino uwo ari wo wose cyangwa igicuruzwa gitangirwaho betting.
Imikorere mibi ishobora kugaragara cyangwa ntigaragare natwe cyangwa nawe kandi rishobora kumenyekana gusa mu gihe amabwiriza yo gukemura, ibyavuye mu mukino, ibyatsinzwe cyangwa kubikuza bikorewe iperereza kandi bikaburanywa mu buryo bw’inyuma.
Mu gihe habaye Imikorere mibi, Ikigo gishobora gufata ingamba zikurikira: gutangaza ko intego yose cyangwa igice cyayo rateshejwe agaciro; cyangwa
gukemura intego ku giciro/amahirwe/amategeko bikwiye.
Ikigo ntacyo kizabazwa ku gihombo cyose, harimo n’igihombo cy’amafaranga yatsinzwe, gikomoka ku Mikorere mibi.
Niba mu buryo bw’ikosa warahawe amafaranga yatsinzwe nk’ingaruka z’Imikorere mibi: ikigo gishobora gukuramo ayo mafaranga yatsinzwe kuri Konti yawe yo Gutegeka, niba amafaranga ari kuri Konti yawe yo Gutegeka adahagije kugira ngo akurwemo ayo mafaranga yatsinzwe, wemeye ko uduha ayo mafaranga asigaye ku busabe bwacu bwanditse kandi mu buryo tubisaba; cyangwa
wemeye ko uzishyura umubare ungana n’ayo mafaranga yatsinzwe ku busabe bwacu bwanditse kandi mu buryo tubisaba.
Wiyemeje kutumenyesha mu gihe cyose umenye iby’Imikorere mibi.
Kugira ngo bititiranywa, iki Gice cya 24 ntizigera kibangamira Igice cya 14, 15 n’icya 25.
Intego Zateshejwe AgaciroIkigo gishobora gusesa intego yose cyangwa igice cyayo mu cyiciro icyo ari cyo cyose hatagendewe ku niba: (i) intego yakiriwe; (ii) intego yakemuwe; (iii) warabonye icyemezo kintu kimenyesha ko intego yatsinze cyangwa ko amafaranga yatsinzwe agomba kwishyurwa yarishyuwe kuri iyo ntego, harimo ariko bitagarukira ku kuba intego yagizweho ingaruka n’Imbaraga z’Icyakare (Force Majeure Event) zibaye nyuma yo gushyiraho no kwakirwa kw’iyo ntego, ikaba igira ingaruka zikomeye ku migendekere y’umukino iyo ntego yashyiriweho cyangwa ku amahirwe yari ahari.
Ikigo gifite uburenganzira bwo guhagarika ubwishyu bwose (ubwo buryo uzabihomba) no gutangaza ko intego zateshejwe agaciro ku mukino (cyangwa urukurikirane rw’imikino), niba Ikigo gikeka (gukeka bishobora gushingira ku bunini, ubwinshi cyangwa imiterere y’intego zashyizweho n’Ikigo mu miyoboro yacu yose yo gutega) ko ikintu cyose muri ibi gikurikira cyabaye: ubunyangamugayo bw’umukino bwashyizwe mu gushidikanya;
ibiciro cyangwa pool byahinduwe mu buryo butemewe; cyangwa
kugura imikino cyangwa kuyipanga byabaye, cyangwa umukino uri gukorwaho iperereza bitewe n’ibirego bijyanye n’ibyo.
Niba amafaranga yatsinzwe yarishyuwe ku ntego yateshejwe agaciro: ikigo gishobora gukuramo ayo mafaranga kuri Konti yawe yo Gutegeka, niba amafaranga ari kuri Konti yawe yo Gutegeka adahagije kugira ngo akurwemo ayo mafaranga yatsinzwe, wemeye ko uduha ayo mafaranga asigaye ku busabe bwacu bwanditse kandi mu buryo tubisaba; cyangwa
wemeye ko uzishyura umubare ungana n’ayo mafaranga yatsinzwe ku busabe bwacu bwanditse kandi mu buryo tubisaba;
Niba habaye gukosora ku mugaragaro ku giciro icyo ari cyo cyose ku mukino runaka cyari cyatanzwe nabi mbere, intego zose zakozwe kuri icyo giciro cy’umwimerere zizakemurwa ku giciro cyakosowe.
Wemeye ko Ikigo kitazabazwa ku gihombo cyose cyagwiririye Umukiriya nk’ingaruka z’ibyo.
Mu gihe cy’ihitamo ritemewe cyangwa gukurwamo nyuma mu ntego y’imikino myinshi cyangwa imvange (multiple cyangwa combination bet), iryo hitamo ritemewe rizafatwa nk’iryateshejwe agaciro cyangwa “nta gikorwa” (aho bikoreshwa), maze ingano y’intego (stake) kuri iryo hitamo ritemewe ishyirwe ku rindi hitamo risigaye mu ntego y’imikino myinshi cyangwa imvange (aho bikoreshwa) ku giciro cyerekanwe ku gipapuro cy’intego (ticket/betting slip) cyatanzwe ku mahirwe yakorewe mbarurwa nshya hashingiwe ku hitamo risigaye mu ntego y’imikino myinshi cyangwa imvange (aho bikoreshwa).
Kugenzura no GusesaNiba amahirwe yakomeje gufunguka nyuma y’uko ibi bikurikira bimaze kuba; ibitego, amakarita atukura cyangwa y’umuhondo ndetse na penaliti, twihariye uburenganzira bwo gusesa intego yashyizweho.
Niba amahirwe yarafunguwe nta karita itukura ihari cyangwa iriho mu buryo butari bwo, twihariye uburenganzira bwo gusesa intego yashyizweho.
Niba amahirwe yaratanzwe ku gihe cy’umukino kitari cyo (kurenza iminota 5), twihariye uburenganzira bwo gusesa intego yashyizweho.
Niba hinjijwe amanota atari yo, amanota yose azasubikwa mu gihe cyose ayo manota atari yo azaba akigaragara.
Niba umukino uhagaritswe cyangwa ukagizwa undi munsi kandi ntisubukurwe mu masaha 48 guhera ku isaha y’itangira ry’umukino, intego zose zashyizweho zitari zakemurwa natwe zizasubikwa.
Niba amazina y’amakipe cyangwa icyiciro byerekanwe nabi, twitubikiye uburenganzira bwo gusubika intego yashyizweho.
Kwishura Ibihombo: Wemeye mu buryo bwuzuye kwishingira, kurwanirira no kutugira abere, buri munyamuryango w’Itsinda ndece n’abafatanyabikorwa bacu ba ‘white label’, hamwe na buri wese mu bayobozi bacu, abayobozi b’inama y’ubutegetsi, abakozi, abahagararizi, abakora amasezerano n’abatanga serivisi, ako kanya iyo tubisabye mu nyandiko, ku birego byose, ibyifuzo, inshingano, ibyangiritse, ibihombo, ibiciro n’amafaranga harimo n’amafaranga y’abanyamategeko baturuka cyangwa bafitanye isano na: kwica Amasezerano y’Umukoresha nawe, harimo nta mbanga amasezerano ayo ari yo yose, kwemera, kwiyemeza, ingwate, ihagararirwa cyangwa igihango cyatanzwe nawe;
kwinjira cyangwa gukoresha Urubuga kwawe;
kwinjira cyangwa gukoresha Porogaramu kwawe;
kwinjira cyangwa gukoresha Serivisi kwawe;
igikorwa cyose giturutse kuri Konti yawe y’Imikino;
uburiganya bwose, ubuhemu cyangwa icyaha icyo aricyo cyose gikozwe nawe;
kwica amategeko cyangwa amabwiriza agenga; cyangwa
kwemera inyungu izo ari zo zose kwawe.
Kugabanya InshinganoKUGERA KU GIPIMO CYA NYUMA CYEMERERWA N’AMATEGEKO AKUREKURA, INSHINGANO ZACU Z’IKIRENGA KURI WEWE ARI IZO KWICA AMASEZERANO, ICYAHA CY’AKARENGANE (HARIMO KANDI NTA MBANGA UBURANGARE) CYANGWA UBUNDI BURYO BW’AMATEGEKO, ZIZAGARUKIRA KURI: KU BASHYIRAHO INTEGO INSHINGANO ZIVUGWAHO ZATURUTSEMO, KUGERA KU MUBARE W’INTEGO YASHYIZWEHO NAWE GITURUTSE KURI KONTI YAWE Y’IMIKINO KU BIREBANA N’IYO NTEGO;
MUBINDI BIHE BYOSE, AMAFARANGA NYAKURI ARANGWA KURI KONTI YAWE Y’IMIKINO MU GIHE CYOSE BYAVUGWA KO IBYANGIRITSE BYABAYE, NYUMA YO GUSUBIRAMO NEZA INYUNGU, IBIHOMBO, IMISORO N’IKURWA RY’AMAFARANGA CYOSE.
KUGERA KU GIPIMO CYA NYUMA CYEMERERWA N’AMATEGEKO AGENGA, NTA GOMBA KO IKIGO KIBAHO KIFITE INSHINGANO KURI WEWE KURI BYANGIRITSE BYOSE RUSANGE CYANGWA IBINDI BYANGIRITSE BIDAHREKOYE, IBIKUMIRA, IBY’IKIGERERANYO, IBY’ANDI MATAGEKO CYANGWA IBIHBI BYIHARIYE BY’UBURYO BWOSE HARIMO, NTA MBANGA, IBYANGIRITSE KUBERA GUHOMBA UBUCURUZI, GUHOMBA INYUNGU (HARIMO NO GUHOMBA CYANGWA KUTABONA AMAFARANGA YATSINDIRIWE), GUKUMIRWA CYANGWA GUHOMBA IBYIKORWA, GUSHINGIRA KURI CONTRAT, TORT CYANGWA UBUNDI BURYO BW’AMATEGEKO, KANDI N’UBWO TWABA TWAMENYESHEJWE AMAHIRWE Y’IBYO BYANGIRITSE.
KUGERA KU GIPIMO CYA NYUMA CYEMERERWA N’AMATEGEKO AGENGA NTI TURI KUGIRA INSHINGANO KURI BIHOMBO BYOSE, HARIMO NO GUHOMBA INYUNGU, BITURUTSE KU GUKORESHA, GUKORESHA NABI CYANGWA GUKORESHA MU BURYO BUGEZWEHO KWA KONTI YAWE Y’IMIKINO, URUBUGA, POROGARAMU CYANGWA SERIVISI, ARI WEWE CYANGWA UMUNTU WA GATATU;
IGIHOMBO CYOSE, HARIMO GUHOMBA INYUNGU, GIHABWA MU KOHEREZA AMAKURU KURI SERIVISI NAWE CYANGWA N’UMUNTU WA GATATU;
IBIKORWA BY’IKORANABUHANGA BYAPFUYE BITURUTSE KURI HARDWARE CYANGWA POROGARAMU UKORESHA;
IBIKORWA CYANGWA INYANDIKO ZIRENGAGIJWE N’UYOBORA SERIVISI YA INTERNET YAWE CYANGWA UNDI MUNTU WA GATATU UKORESHA MU KWINJIRA KURI SERIVISI CYANGWA URUBUGA CYANGWA INTERNET RUSANGE;
IBIBAZO BY’IKORANABUHANGA BYOSE, GUSENYUKA KWA SISITEMU, INKUNDURA, GUCECYA, GUKUMIRWA, KOHEREZA AMAKURU MU BURYO BWAHIBWE CYANGWA BUTARI BYO, GUHOMBA CYANGWA KONONEKARA KWA MAKURU, KWANGA KWA MIYOBORO Y’ITUMANAKO, IBITERO BYA DDOS (DISTRIBUTED DENIAL OF SERVICE), CYANGWA BUGS CG VIRUSI CYANGWA IKINDI GIKORWA CY’IKORANABUHANGA KIBI KURI URUBUGA, SERIVISI CYANGWA POROGARAMU; KANDI
UKURI N’UBWUZU BW’AMAKURU AYARI YO YOSE ABONEKA KURI POROGARAMU, URUBUGA CYANGWA SERIVISI HARIMO NTA MBANGA, IBICIRO, ABAKINO, IBIHE, IBYAVUYE CYANGWA IBIKORWA BY’IMIBARE RUSANGE CYANGWA AMANOTA Y’IBIKINO BIKBA HO NONAHA, IMIBARE N’IBYAVUYE BIDAKOREWE BIGARAGAZWA CYANGWA BYATANZWE.
WEMEJE KO IKIGO KITAJYERA KUGIRA INSHINGANO KURI WEWE CYANGWA KURI UMUNTU WA GATATU KURI GUHINDURA KWAWE, GUHAGARIKA CYANGWA GUKUZAHO URUBUGA, POROGARAMU CYANGWA SERIVISI.
WEMEYE KO, MU GIHE URUBUGA, POROGARAMU CYANGWA SERIVISI BINANIWE GUKORA NEZA BIKOMOTSE KURI, ARIKO NTIBYARENGERA KURI IBYO, GUCECYA CYANGWA GUKUMIRWA MU GUKORA CYANGWA KOHEREZA, GUHOMBA CYANGWA KWONONEKARA KWA MAKURU CYANGWA ITUMANAKO CYANGWA KWANGA KWA MIYOBORO, GUKORESHA NABI URUBUGA, SERIVISI CYANGWA IBIKUBIYEMO BY’UMUNTU UWO ARI WE WOSE CYANGWA IKOSA CYANGWA KURENGAGIZA MU BIKUBIYEMO CYANGWA IBINDI BIBAZO BYOSE BIRENZE UBUSHOBOZI BWACU, NTI TURI KUGIRA INSHINGANO KURI WEWE.
NIBA IHAGARIRO RY’IBIHE BIDASANZWE BIRENZE UBUSHOBOZI (FORCE MAJEURE) RYABAYE, NTI TURI KUGIRA INSHINGANO KURI KWANGA CYANGWA GUCECYA MU GUKORA INSHINGANO ZACU ZOSE KURI AMASEZERANO Y’UMUKORESHA KANDI TUZAGIRA UBURENGANZIRA BWO GUSUBIKA INSHINGANO ZACU KURI WEWE ZOSE CYANGWA IGICE CYAZO, KANDI MURI ICYO GIHE NTI TUZABA ABASHINZWE KURI BYANGIRITSE BY’UBURYO BWOSE WAHUYE NABYO, ARI MU BURYO BUZIGUYE CYANGWA BUTAZIGUYE, BITURUTSE KURI IBYO BIHE BIDASANZWE BIRENZE UBUSHOBOZI (FORCE MAJEURE).
Ikimenyetso cy’Ideni
Ku bw’intego z’Amasezerano y’Umukoresha, icyemezo cyashyizweho umukono n’umuyobozi uwo ari we wose, ushinzwe imiyoborere, umuyobozi wungirije, umucuruzi cyangwa umubazi w’Ikigo (uwo gushyirwaho kwe bidakeneye kwerekanwa) kigaragaza umubare w’ideni ryawe ku Kigo, kizaba ikimenyetso cyambere (prima facie) cy’iryo deni.
Kugenzura Igikorwa cya Konti y’Imikino
Ikigo gifite uburenganzira bwo kugenzura ibikorwa bya Konti yawe y’Imikino kugira ngo harebwe niba nta myitwarire itemewe n’amategeko, itemewe cyangwa ikemangwa, harimo uburyo budasanzwe bwo gucunga konti cyangwa ibikorwa byo gutega.
Amategeko Agenga n’Ububasha bw’Inkiko gusaAmasezerano y’Umukoresha, n’amakimbirane cyangwa ikirego cyose kiturutse cyangwa gifitanye isano n’ingingo zayo, bigengwa kandi bizasobanurwa hashingiwe ku mategeko y’u Rwanda.
Inkiko zo mu Rwanda ni zo zizagira ububasha bwihariye bwo gukemura amakimbirane cyangwa ikirego cyose gishobora kuvuka cyangwa gifitanye isano n’Umukoresha cyangwa gifitanye isano n’ingingo zayo.
Imiyoboro ihuza na Serivisi z’Abantu ba Gatatu
Urubuga cyangwa Serivisi bishobora gutanga imiyoboro ihuza n’imbuga z’abandi, porogaramu, serivisi, ibitangwa, ibicuruzwa cyangwa ibindi bikorwa (byose hamwe n’umwe umwe birangwa nka ‘Serivisi z’Abantu ba Gatatu’) bitari ibyacu cyangwa ngo bagenzurwe natwe. Iyi miyoboro itangwa mu rwego rwo kugufasha kandi ntibisobanura ko twemera cyangwa ko dufite inshingano mu buryo ubwo ari bwo bwose ku bikubiyemo, ibicuruzwa, serivisi cyangwa ibikoresho bigaragazwa cyangwa bitangwa n’izo Serivisi z’Abantu ba Gatatu. Gukoresha kwawe izo Serivisi z’Abantu ba Gatatu biba ku nshingano zawe kandi bizagengwa n’amategeko agenga ikoreshwa ry’izo Serivisi z’Abantu ba Gatatu. Wemeye ko nta nshingano ziziguye cyangwa zitaziguye dufite ku gukoresha kwawe Serivisi z’Abantu ba Gatatu. Ibibazo cyangwa ibirego byose wagira ku birebana n’izo Serivisi z’Abantu ba Gatatu bikwiye koherezwa kuri abo bantu ba gatatu. Usobanukiwe ko iyo ukanze kuri iyi miyoboro, amakuru yose utanga nyuma yaho agengwa n’amasezerano ya serivisi n’amategeko agenga ubuzima bwite by’uwo muntu wa gatatu, aho kuba Amasezerano y’Umukoresha cyangwa Politiki yacu y’Ubuzima Bwite. Ntitugira inshingano z’ibikubiyemo, umutekano, cyangwa uburinzi bwa Serivisi z’Abantu ba Gatatu zose. Uzaturinda ibihombo byose wahuye nabyo cyangwa ingaruka wagize zifitanye isano cyangwa ziturutse mu buryo ubwo ari bwo bwose ku bikubiyemo by’umuntu wa gatatu.
Ingingo ZinyuranyeKureka uburenganzira: Kutabasha cyangwa gutinda kwacu gukoresha uburenganzira ubwo ari bwo bwose muri Amasezerano y’Umukoresha ntibizafatwa nko kureka ubwo burenganzira. Mu buryo nk’ubwo, gukoresha uburenganzira kamwe cyangwa igice icyo ari cyo cyose natwe ntibizabuza gukoresha ubwo burenganzira mu gihe kizaza cyangwa gukoresha ubundi burenganzira ubwo ari bwo bwose. Uburenganzira n’ingamba biteganywa n’Amasezerano y’Umukoresha kuri twe biruzuzanya kandi ntibyakuraho ubundi burenganzira cyangwa ingamba zindi dushobora kugira.
Gushobora Gutandukanywa: Niba ingingo iyo ari yo yose y’Amasezerano y’Umukoresha ifatwa nk’itari yo, iyataye agaciro cyangwa idashobora gukurikizwa n’ubuyobozi bubifitiye ububasha, iyo ngingo Document izakurwa, ku rugero rukenewe cyane, mu Masezerano y’Umukoresha asigaye kandi icyo cyemezo ntikitazagira ingaruka ku kuri kw’ingingo zisigaye z’Amasezerano y’Umukoresha. Mu gihe cyo gukuraho amagambo ayo ari yo yose, igice gifatwa nk’ikitari cyo cyangwa kidashobora gukurikizwa kizahindurwa mu buryo buhuye n’amategeko agenga kugira ngo kigaragaze, ku buryo bwegereye cyane, intego yambere yari mu Masezerano y’Umukoresha.
Imenyekanisha: Imenyekanisha n’irindi tumanaho ryoherejwe kuri imeri ifitanye isano na Konti yawe y’Imikino bizafatwa nk’ibyakiriwe nawe ku giti cyawe iyo bimaze koherezwa, haba habaye ko byakiriwe koko cyangwa bitari byo.
Imenyekanisha n’irindi tumanaho ryatanzwe cyangwa ryoherejwe kuri imeri ya [email protected] , bizafatwa nk’ibyatanzwe ku giti cyabyo umaze kwakirwa natwe.
Amasezerano Yose: Amasezerano y’Umukoresha agizwe n’amasezerano yose hagati yawe natwe kandi asimbura itumanaho ryose n’ubwumvikane byabaye mbere bifitanye isano n’iyi ngingo y’umubano wacu.
Gushyira mu bikorwa n’Abantu ba Gatatu: Usibye umunyamuryango uwo ari we wose w’Itsinda ryacu, nta muntu wa gatatu uzaba afite uburenganzira bwo gushyira mu bikorwa Amasezerano y’Umukoresha.
Guharira/Kohereza: Dushobora guharira, kohereza, kwishyuza cyangwa gukora mu bundi buryo ubwo ari bwo bwose ku burenganzira cyangwa inshingano zacu muri Amasezerano y’Umukoresha kandi wemeye ko twishyize kera kubikora kandi nta kumenyesha tuguhaye. Amasezerano y’Umukoresha ni ayawe bwite. Ntuzongera kohereza, guharira, kohereza, kwishyuza cyangwa gukora mu buryo ubwo ari bwo bwose ku burenganzira cyangwa inshingano zamahera mu Masezerano y’Umukoresha ku muntu wa gatatu uwo ari we wose.
Mu gihe habaye amakimbirane ayari yo yose hagati y’Amasezerano y’Umukoresha n’amategeko cyangwa amabwiriza ayari yo yose ari mu dushandiko tw’amakuru y’ibicuruzwa dushobora kugaragara ku Rubuga cyangwa Serivisi ajo na joro, ingingo z’Amasezerano y’Umukoresha ni zo zizakurikizwa.
NYAMUNEKA PRINTA KANDI UBIKE KOPI Y’URUPAPURO RW’AMASEZERANO Y’UMUKORESHA KU BWO KUBIKA AMAKURU YAWE.
